Archives for June 2012

Mrs. iHB: How To Save Money – Kids Clothing

Mrs. iHB: How To Save Money – Kids Clothing

When you get pregnant there are many things that run through your mind, SO many things to be excited for, nervous for and plan for.  I know I started planning the nursery immediately, and the first thing I did when I found out we were having a boy was buy him this onesie. (There are little socks with Harleys on them to go with it ;) )  This thing was on clearance at BabyGap for like $12….and as a new mom so excited for her little BOY, that was no problem (better than the $30 onesie on the next rack over!)  It got me to thinking though, if I have to pay $12 every time my kid needs a … [Read more...]

Start Your Budget In 5 Minutes on Mint.com

Here at iHeartBudgets, I talk about how getting on a budget can free you to spend money on the things you care about and to stop blowing money on stuff you don't (like Justin Bieber CD's [wait..does anyone buy CD's anymore…?]). Anyways, my budgeting basics series walks you through the first steps you need to take to get yourself started on a budget and talks about how to set up your finances in such a way that you start giving every dollar an identity. I talked about tracking your income and expenses as part of an exercise to start showing yourself where your money has been going. From there … [Read more...]

Emergency Fund

I've talked a bit about having a good emergency fund, so it's probably about time I define what an emergency fund is, and maybe more importantly, WHAT IT IS NOT. There are many people who have already defined this, but I want to get a little more detailed and answer the questions; Why, How Much, Where, and For What. Why? Why should you have a pile of cash that is used exclusively for emergencies? It's a fair question, because after all, if money is just sitting there, it's not out working hard for you. And though I believe all money should have a name so you can use it for something … [Read more...]

You Don’t Need a New Car

You Don’t Need a New Car

As I've been sifting through the blogosphere, I'm finding more and more that people are afraid of automobiles. And I get it. I used to be there. When I was 16 years old, I bought an old, crappy car for $1600 and it lasted less than a year. I didn't even know where the oil dipstick was in the engine bay. It wouldn't start after a while and I ended up selling it to a friend because I had inherited some money and could buy another vehicle. He ended up blowing up the motor on that car because he knew as little about cars as I did at the time. What Vehicle Should You Buy? I've been seeing a … [Read more...]

Mrs. iHB: Saving Money in the Kitchen – Chicken

Mrs. iHB: Saving Money in the Kitchen – Chicken

Hello Blogosphere!  Mrs. iHB here. This post is for the more domestically inclined among us (or not, it will save you money to learn some of the arts of domesticity!)  This kitchen tip has got to be the biggest money saving item in my food budget.  We only get $300 a month for food and I try to feed our family as wholey and organically as possible.  I believe that food is medicine and while it may cost a little more to eat this way, it is sure cheaper than cancer, heart disease, diabetes, etc! Anyway, here’s the tip:  Buy whole chickens on sale, cut them up, freeze the pieces, make stock … [Read more...]

How I Blew Through $100,000 Before I Turned 21

How I Blew Through $100,000 Before I Turned 21

Dollar by dollar, I managed to unload over $100,000 in less than three years. I am pretty sure I kept a few retailers in business and helped pay for a few mall fast food employees' college tuition with the way I blew through my cash. Now, I did not earn any of this money, mind you. I actually received it in a lump sum at age 18. How Did I Get It? It's actually a sad story how I received the money. At age 4, my father passed away from melanoma skin cancer. Unfortunately, he was not properly diagnosed resulting in a failure to catch the cancer before it had metastasized (entered his blood … [Read more...]

Winning the Lottery: What Would YOU Buy?

Lately, when I decide to get up on time, I have been privileged to enjoy the amazingness that is riding the bus. Standing out on the corner in the rain while the bus running 5 minutes late reminds me that being frugal is sometimes a bummer. Saving $5 a day on gas looks like me spending almost an extra hour on travel per day and bearing the elements. The nice thing is, I am able to do some blogging on the bus, so it's not a complete waste of time. Though I do end up motion sick after about 15 minutes, so I only have a limited amount of time to download my brain into the computer before feeling … [Read more...]

How To Save Money: Building a Fence

How To Save Money: Building a Fence

This weekend, we took on our first major home project since moving in to our home in 2010. We have about 350ft. of fence on our property that was old, rotten and falling over. For the past two years, I have been putting up patch boards to keep the fence up so our dog would stop visiting the neighbors without us. We had planned on rebuilding the fence our first summer that we moved in, but decided we needed to get settled first and save some money up. The next spring, we starting planning for the fence replacement again only to find out we were pregnant and needed to NOT SPEND MONEY until we … [Read more...]