Archives for August 2012

What’s In Your Wallet?

What’s In Your Wallet?

Everyone knows the popular Capital One commercials, with the tagline "What's in your wallet?" I always thought it was a stupid tagline, but of course, as good business marketing always does, the saying got stuck in my head. So, today, I've decided to answer that nagging question so I can once and for all get it out of my head. Here goes: First Look Upon my first gaze at the worn leather rectangle that has followed me around wherever I go for the last 5+ years, I didn't notice anything that would catch the eye. Well, besides the devilishly handsome man staring back at more from the WA … [Read more...]

Budget Friday Submission 3

Budget Friday Submission 3

I am SO excited about today's budget Friday submission. Here are the details: Crystal at Budgeting in the Fun Stuff was gracious enough to send me her budget submission. This is going to be fun! If you don't know Crystal's story, start here. Crystal is a fellow personal finance blogger who has more energy than anyone I have ever (digitally) met. She has also been talented enough to build an online business strong enough to quit her job, and have her husband quit as well. They both work full-time, providing wonderful advertising services to fellow bloggers, and building valuable, … [Read more...]

Death: The Only Reason For Life Insurance

Death: The Only Reason For Life Insurance

This post is part of the Life Insurance Movement put on by Jeff Rose at Good Financial Cents. This movement is part of a large campaign to help raise awareness about the importance of life insurance. If you want more information about this movement,  just click the links above. Thank you for reading. There is one personal finance topic that may be too personal. It's the topic no one wants to write about because reading about it leaves you feeling down. That topic is death. Death is the one thing we all have in common. No matter how much time we spend reading about all the ways to ensure you … [Read more...]

Should You Hire A Professional?

Should You Hire A Professional?

There are times in a man's (woman's) life when he has to set aside his pride, put down the tools a realize that he needs to hire a professional. I am not at that point just yet, but with all of the home projects we are taking on, it got me wondering if it would have been better to hire a professional to do that work vs. doing it myself. It really comes down to how much I value my time outside of work. So, I sat down and tried to think of a good formula for gauging how much my time was worth.     The Magic Formula Here is what I came up with to decide how much my time is … [Read more...]

How To Save Money: Billing Mistakes (Part 3)

Hey, I'm back fools! Well….you're not really fools at all, it just sounds cool to say that. Anyways… I've been going through a series about billing mistakes and because there are so many of them, I had to split it into 3 parts. Ridiculous. In Part 1, I talked about medical, cable and cell phone bills. In Part 2, I talked about credit card, grocery and restaurant bills. Today we'll finish off the series and talk about hotel bills and house project/materials invoices. Gah! So many mistakes, so little time…..anyways, let's get to it! 7.       Hotel Charges This past weekend, the … [Read more...]

Budget Friday Submission 2

Budget Friday Submission 2

WOOHOO! I'm back with another Budget Friday submission! Today we will be going over a very unique budget. Here are the deets: Today's budget is another anonymous submission (I have a feeling most of them will be). They have a very unique situation which was a fun challenge when coming up with the modified budget. Here's the background: They are a couple who moved out of country while the husband is pursuing a medical degree. They have no kids, no car, no cable and live a very simple lifestyle while he is finishing up medical school. She does teaching and freelance work and he brings in … [Read more...]

How To Save Money: Billing Mistakes (Part 2)

How To Save Money: Billing Mistakes (Part 2)

Seeing as how there are so many companies who don't seem to bat an eyelash at billing you for things that you never ordered or "accidently" double charging you for services, I've decided to come up with a list of ways to combat billing mistakes. You can check out Part 1 before reading on and see if you can save some money today :) 4.       Credit Card Bill If you have ever owned a credit card, you should probably know this: Credit card companies make money by charging you fees and interest. Now, we have a credit card (though, maybe we shouldn't) and we have never paid a cent of interest … [Read more...]

How To Save Money: Billing Mistakes (Part 1)

How To Save Money: Billing Mistakes (Part 1)

You work hard for your money. Or, at least I hope you do. If you are stealing money, scamming people or just inherited $100,000, then you'll most likely blow it anyways. But for those of us that really value a hard-earned dollar, don't you hate it when someone over-charges you for something? That's the worst. And not just the mistake, but the hassle of correcting that mistake just leaves a sour taste in your mouth (or maybe you just ate a warhead…). Whatever the case, it stinks. I've noticed over the past few years that I am always fighting tooth and nail to keep our money. Companies and … [Read more...]