What in the world have we been doing all week? Being awesome. Also, some other stuff. Scroll on down to check it out
What Am I doing?
Well, it’s our anniversary week, celebrating 4 years of awesome marriage to a wonderful gal. We’re doing a dinner tomorrow, and then hanging out on a day date all day Saturday. Before our first anniversary, we agreed to have one person plan the anniversary activities. We switch off every other year, and this year it’s Mrs. iHB’s turn. So…I have no idea what we’re doing, but I’m pretty excited. And since we don’t make enough to cover the bills, it’ll be an inexpensive, fun date
Car Accident Update:
So this car accident thing has been dragging a bit, but it’s finally getting resolved. When I took it in to the shop, I told them it might be totaled and they talked to me about a “Cash out” option. I’ll explain more details in an upcoming post, but basically I called the insurance company, they sent someone out to evaluate the car’s book value, and I will be getting a check instead of repairs. Since the car is drivable, this is perfect.
Ok, on to the good stuff:
Mentions:
There are other, very cool blogs who have been generous enough to mention iHeartBudgets on their sites. Here’s a list of them and the articles I was mentioned in:
Modest Money mentioned me in his End of July Blog Update.
Add-Vodka shared some link love in Saturday Links & Blogs I Love: Sunday Edition.
Money Counselor linked to me in Tweets & Links, Week Ending 2012-07-28.
Bog Of Debt mentioned me in End of July’s Friday Link Lovin’
Debts N’ Taxes linked it up in Linkin’ It U.P. – Fif Edition
Thanks for the love, glad you enjoy reading my junk!
What’ I’ve Been Reading:
Check out some of the coolest blogs on the interwebz!
Money, Life and More is a blog I just discovered, and is awesome. He has a “What would you do?” series, and his latest post is What Would You Do?: I Won One Million Dollars!!!
Modest Money tells us about the Importance of RSS Readers in Blog Marketing. Since I’m always checking out new blogs, this will be a HUGE time saver for me, and essentially to anyone who reads blogs. He also linked to me in this post. I can haz INTERNETZ FRIENDS!
Add Vodka talks about Ways We Are Costing Each Other Money. Next time you feel like road raging, think about this!
Work Save Live gives us the details of Buying a Car from Hertz Rent2Buy – Pros & Cons. This seems like a decent option for a newer-used vehicle purchase.
Thirty Six Months asks Does Gen Y need Life Insurance? I think YES! I have life insurance and it’s a great thing!
See Debt Run tells a great story about their commitment to becoming debt free in A Dusty Guitar.
Bog Of Debt talks about Smarter Things I Did When I Was Younger. Not all young people make only bad decisions. It’s great to celebrate the good decisions that were made..
The College Investor had a guest post about Why a Budget is NOT Important. Obviously, I disagree with this, but what do YOU think?
Money Counselor goes through an infographic on Green Acting vs. Green Buying. Some funny ones in here.

Thanks for reading Money Counselor, and happy anniversary!
Kurt @ Money Counselor recently posted..Need Cash? Pawn Something.
Thanks!
Happy anniversary! I love the idea of switching off planning for it…might have to do this! Thanks for the mention
bogofdebt recently posted..August’s First Friday Link Love
It’s worked out well so far.
Thanks for the mention Jake. I like the idea of alternating anniversary planning too. I always thought it was a bit weird that anniversaries are supposed about celebrating being with each other, but it’s normally the guy who does everything. Enjoy your anniversary weekend.
Modest Money recently posted..Beginning of August 2012 Blog Update
Yea, my wife loves planning as well, so if I had to plan every anniversary it would be no fun for her. And I’m excited, because I have no idea what she’s up to
Have a great anniversary week. You guys are great.
Robby
Thanks Robby! Glad you dropped by
Congrats on the anniversary. We just had our “first” anniversary this year. I somehow talked my wife into getting married on 2/29/08. So this was the first year we got to have our anniversary on the actual date! Of course the deal I had to make was to take her out of the country every 4 years so we went on a cruise. I think I might suggest in the off years your plan of letting one person set up the date. I really like that!
That’s the coolest thing ever. I would love to have gotten married on Leap Day. And congrats on your “first” anniversary this year. Hopefully you have at least 10- 15 more
Thanks for the mention Jake. I don’t remember reading about a car accident. I’ll have to go back and look for it but it sounds like you are alright. Have a Happy Anniversary. I might talk to the wife and see if she wants to do what you guys do. Sounds fun and exciting not knowing what the celebration is.
DebtsnTaxes recently posted..Happy Friday
It’s a surprise for at least one of us every year, which makes it more exciting for sure.
I don’t think I wrote much about the accident except for in last week’s wrap-up. But suffice to say, it’s the best kind of accident you can get in.
Happy Anniversary!
Andy Hough recently posted..July Income – $1226.91
Thanks for including me! That is a beautiful pic of the 2 of you.
Marissa @ Thirty Six Months recently posted..Why Living Debt Free Rocks
Thank you. It was a great day, besides the fact that I was sick :\
Thanks for the mention! I’m glad you found me

Lance @ Money Life and More recently posted..Should I Get a Smartphone Update!
No prob. Lance. Thanks for droppin’ by
Enjoy your anniversary!
Ornella @ Moneylicious recently posted..Uninvited to a Wedding After Plane Ticket & Hotel was paid. Should She Still Go?
Thank you! We will
Thanks for the mention this week!
Robert @ The College Investor recently posted..Trading Gold: A Beginner’s Guide
Sure thing!
Pingback: Money Counselor Tweets and Mentions on the Web—Week Ending 04 August 2012 | Money Counselor - Make Better Money Decisions
Hmmmm… If your car is totaled, a few things may be going on.
1) If your car is totaled, they will give you the book value, less any deductible, etc. However, if you retain the vehicle, they may also deduct a “salvage” value. Essentially, this is what the insurance company could sell your car to a junkyard for. If they don’t have the ability to sell the vehicle, they’ll give you less.
2) If you retain the vehicle after it’s been declared a total loss, you may have trouble insuring it in the future. Additionally, when/if you ever sell it, you’ll have to declare it was a total loss, which will drop the value tremendously.
3) Depending on your state, you may need to get a Salvage Title from the DMV.
4) If you can fix it with the insurance check, great. But make sure the body shop/mechanic will certify that it will pass a state inspection. Some states are very strict and if a vehicle is a total loss, it won’t pass an inspection, regardless of repairs.
Just my .02 cents.
Thanks for the awesome info! Luckily, they did not total the car, and I will be “cashing out” instead of repairing the vehicle.
I really need to get a blogroll or weekly mention thing going over at my own site. These are great links to some really good material. Thanks!
Mike recently posted..Summer Recap (Part One): Tuning Out — Our Four-Day Challenge
Do it! if I read some awesome stuff during the week, it’s only fair I share it with others
Thanks for linking my post, Jacob. Now, all I need is a left-handed guitar player to take it off my hands.
jefferson recently posted..Back To School Already?
Would they call that a southpaw stringer…?
Pingback: August 10th 2012 Blog Update | Modest Money
Pingback: Carnivals, Mentions, & Weekend Reading #23 — WorkSaveLive