Archives for February 2013

Challenging Budget Exercise for a High School Class

Challenging Budget Exercise for a High School Class

Our post today is from Emily, a graduate student in North Carolina who blogs over at Evolving Personal Finance. She frequently writes about money in marriage, living well on a grad student stipend, and how to line up your budget with your values. Thanks for your help while I'm swimming in 1099's! I was recently watching an episode of Dawson's Creek (don't judge me!) and the storyline was that Dawson and his friends received an assignment in their economics class to put together a budget for various hypothetical lives. Of course, as I am a PF blogger who loves budgets almost as much as Jake … [Read more...]

Tax Deductions Are A Bad Investment

Tax Deductions Are A Bad Investment

Having prepared quite a few tax returns for people, I have seen a large range of incomes, from those barely making it by to those who are absolutely killing it. I have also seen very unique approaches to money management as well. But a common thread I have found throughout my few years helping people with tax returns is that taxes are frustrating and hard to understand. Taxes Are Complicated The United States tax system is complicated. I remember the first time I went to prepare my tax return on paper, it felt like I picked up a book written in ancient Greek, and I was only able to get … [Read more...]

Ways to Make Money at Home

Ways to Make Money at Home

The following is a guest post from Jeff Rose at Good Financial Cents. You can check out his bio at the bottom of the post. Thanks for the help while I'm buried in taxes, Jeff! To learn more about guest posting on iHeartBudgets, please contact me. With technology reaching into most of our homes, the ability to connect with others is increasing. In fact, this ability allows for you to make money in new and interesting ways. You can make money from home if you have a little time, and if you are willing to put in the effort. If you are going to make money from home, no matter what you are … [Read more...]

You Didn’t Save Any Money

You Didn’t Save Any Money

I rarely listen to music anymore. I'm not sure if it's just that I'm becoming an old man (I'm a ripe 27, for gosh-sakes! Can't keep up with these young whippersnappers!), or that my brain couldn't process any more Autotune coming through my ears without imploding. Whatever the case, I listen to a lot of talk radio. And it's funny, the commercials are definitely geared more toward upper middle class citizens (mortgage ReFi, life insurance, investments, that kinda thing), but all the commercials have the same message. "How much money can we save you?" Most of them are fine (heck, I was motivated … [Read more...]

Three Financial Tips for College Graduates

The following is a guest post from my buddy Jason at Work Save Live. He's an awesome financial blogger who's blog rocks far more than mine. Go check out his site! (after reading his article here, of course :) ) To learn more about guest posting on iHeartBudgets, please contact me. Many college graduates push through four years of a degree program based on the unspoken promise of a pot of gold at the end of the rainbow. Not every college student has aspirations of immediate wealth, but certainly everyone wants to come out of college with a job. What many graduates fail to realize is that it … [Read more...]