Archives for August 2013

Cut Your Phone Bill By 80% With Republic Wireless

Cut Your Phone Bill By 80% With Republic Wireless

Disclaimer: I did not receive any payment for this post, but I do receive a small commission if you sign up through my links. As always, I appreciate any support, and hope you enjoy the savings! I also think Republic Wireless is onto something revolutionary here, and I wanted to share it with you! If you pay more than $20 for your smart phone, raise your hand. Ok….keep your hand in the air until you have finished reading this post, because trust me, you will be able to put your hand down the next time that question is asked once you learn more about Republic Wireless. The Story I was … [Read more...]

Ultimate Budget Series: Part 4 – Housing

Ultimate Budget Series: Part 4 – Housing

Welcome back to the Ultimate Budget Series. If you haven't have a chance to check out the rest of the series, here's what we've got so far: Introduction Income Income Taxes Today we’re going to talk about (most likely) the biggest expense in your budget!  That's right, today's topic is your housing expense. Most people have this expense at the top of their budget. And most make major money decisions having in mind how much this monthly cost is, because no one wants to accidently spend their rent money. And since this is the largest percentage of your budgets, I would recommend doing … [Read more...]

Reader Question: How Do I Get My Family To Disney On Credit Card Points?

Reader Question: How Do I Get My Family To Disney On Credit Card Points?

I’ve been getting some AWESOME reader emails lately. I posted on last week about what to do with some extra cash after being AMAZING at saving. We had super awesome reader feedback in the comments as well, and Laura even came back in the comments to address all the suggestions. Really cool! Last week, I received another reader email asking about credit card churning and get bonus rewards. I’m sure you’ve seen all my posts about this stuff, but Jessica sent an email that I bet a lot of you would be interested in. She wanted to take her family to Disney ON THE CHEAP. So I responded and showed … [Read more...]

Reader Question: I Rock At Saving Money, But What Now?

Reader Question: I Rock At Saving Money, But What Now?

One of the best thing about this blog is the chance to help ACTUAL READERS with ACTUAL PROBLEMS instead of just hypothesizing about financial matters. Today's reader sent me a question, and after reading it a few times, I was in complete awe of how awesome she is! I wanted to share her situation with you, not only to show that millennial are lazy, entitled jerks, but also to inspire those who may be starting college, or just out and are trying to get their bearings in life, including what to do with their money. Plus, I want YOUR input on this question! I have some suggestions, but I'd like … [Read more...]

The Cash Gut Check

The Cash Gut Check

I am all about the budget! AND, I'm all about getting the most freebies you can to make every dollar stretch further! I've written a bunch of posts on how I take advantage of credit card rewards, and like to use my credit cards for every purchase to get some sweet bonuses. And I always pay them off on time, and don't pay a cent in interest. But having been a Dave Ramsey disciple, I always have the quote in the back of my head "people, on average, spend 12-18% more on credit cards than they do with cash." And to keep our spending in check to make sure we're not spending more than we should be, … [Read more...]

AMEX Starwood Preferred Guest 30,000 Point Bonus!

AMEX Starwood Preferred Guest 30,000 Point Bonus!

  Update: The 30,000 point offer has expired, but you can still get 25,000 bonus points for signing up today! With Starwood hotel rooms as low as 3,000 points a night, this is still my favorite credit card sign up bonus right now. If you've read iHeartBudgets for any amount of time, you'll know that I'm all about the freebies, because WHY NOT?! I love getting deals, free stuff, coupons, discounts, and all sorts of stuff on the cheap, because I hate waste. So when I discovered the credit card churning game, I immediately dove in head first and started doing some major research to see how … [Read more...]

How To Save Money: Don’t Be A Jerk

How To Save Money: Don’t Be A Jerk

12:30pm Older Lady: "I need a room key. My daughter is very tired, I need to get her to bed" Front Desk Lady: "Sure thing. What's the last name on the reservation?" Older Lady: "So-and-so. I'm in room number blah and just need a key. I just want to have my daughter sleep." Front Desk Lady: "Ok ma'am. I see that your name is not on the reservation. I can get you they key right away, I just need to know who’s name is on the credit card that booked the reser-" Older Lady (In an angry tone): "Ok, this is way too difficult. I was told that I could just come down and you give me a key. I don't … [Read more...]

I Am Blessed

I Am Blessed

To this day, I am still in awe. In awe of where I am today. In awe of how ridiculously blessed I am. And in awe that I still get to wake up every single day next to my best friend. I mean seriously, LOOK AT HER! How in the world did a schlub like me end up with this beautiful woman?? And how in the world has she convinced herself to stay married to me for the past 5 amazing years?! It is one of the mysteries of the world that I don't know if I will ever fully comprehend. And to think that I get to enjoy getting to know her for the next 50 years, makes life all the more fun! Today marks 5 … [Read more...]