Failure is not the worst thing that can happen. It’s not. It may sometimes feel like it, especially when something big was on the line, but failure is actually the sign of something great. Failure is a sign of something much better than just getting by. Failure is a sign of actually TRYING!
But I find that even I, myself, try to avoid failure at all costs. Why? I know that failing means I tried something, even if it wasn’t in my realm of competency. Failure helps me learn, build new skills, find my limits and push past them. But I run from it like it’s the plague instead of embracing it for the amazing teaching tool it is. What the junk?!
If At First You Don’t Succeed…
When Michelle and I first got on a budget right after getting married, it was perfectly crafted to take care of our every need forever and ever and ever. Even though I listened to Dave Ramsey tell me over and over that “your budget will take at least 3 months to settle in” and “you need to adjust your budget every month”, I was sure what I had put together was timeless.
But I learned very quickly that we weren’t living in a fantasy world. Our budget needed to change and adjust with our monthly needs, and we were going to fail over and over again as we learned our spending habits. And I’ll be honest, sometimes I felt like just giving in and letting the budget go, because failing was so frustrating. Why even try if we were going to keep blowing he budget each month in some fashion. It seemed crazy!
But then I realized that we were saving money. And paying down debt. And eating well. And only living on $14 an hour. And Michelle wouldn’t have been able to quit her job with the creepy boss unless we had that raggedy old budget. Though it seemed like a failed experiment, we were actually doing AMAZING! And after talking with several people at my work and friends, I realized we were WAY ahead in terms of managing our finances and people were starting to ask ME for advice. And it was then I realized the best advice I could give them was….
You Need To Fail
When I coached people through getting their finances in order and helping them learn how to rock a sweet budget, I told them they were going to blow the budget. Several times. And I told them this because I found that the biggest reason people stopped tracking their finances or budgeting was the “it didn’t work.” And what they meant by this was they couldn’t MAKE it work, and they felt like they were failing, so they gave up. So right up front I would tell people to just write down what they THINK would work for each category, and try to stick to it, but expect to fail.
This strategy really helped alleviate a lot of the initial frustration of trying something new, and allowed the people I helped to stick with their new budget. Knowing failure is inevitable is the only way to actually make progress!
Just Start A Freaking Budget
There are still many of you out there that won’t do it. Of the millions of excuses out there, don’t let “fear of failure” be one of them. When you get on a budget, you WILL fail, you will blow it, and you’ll probably feel like giving up at some point. But the entire reason for getting on a budget is to make your money go where you actually want it to go. So, what’s the hold up? Get started today by just copy/pasting the below list and writing down your numbers. It’s 5 minutes that could change your financial future forever!
Pet Care & Food
Comments: What’s your excuse?