Budgets Are a Bummer

Budgets Are a Bummer

The following is a post from my buddy Jefferson over at See Debt Run. Check out their site after checking out his rad post below. Don't let the title of this post mislead you.  Much like my friend, Jacob, I truly do heart budgets. When I had over twenty thousand dollars of consumer debt dragging me down like a millstone around my neck, there is no way that I could have understood the gravity of the situation without crunching the numbers.  More importantly, without going through the process of creating a budget, there was no way I could have clearly seen where expenses needed to be cut and … [Read more...]

5 Attitudes That Will Save You Money

5 Attitudes That Will Save You Money

  The follow is a post from my buddy Jon over at 2-Copper-Coins.com. He went to college with my wife, has just started a financial blog with his wife, and I'm really enjoying it! Check out the awesome tips here, and then head over to say "hi" on his blog. Thanks for reading! 1) I can fix it, or I will find out how We lose money when we give up on the items we already have. Our lawn mower breaks down and instead of taking time to fix it we just scrap it and buy a new one. Our television's screen gets a little scratched and we don't even consider replacing it (plus we're not really … [Read more...]

4 Crazy Ways to Earn Money to Pay Off Debt

4 Crazy Ways to Earn Money to Pay Off Debt

The following is a post from Kyle at The Penny Hoarder. Thanks Kyle for your help while I'm out helping people take money back from the government! Dave Ramsey advocates that people who are in debt sell everything around the house.  Sell so much stuff, he says, that the kids and dogs are afraid they will be next.  Take a no holds barred approach to making as much money as quickly as you can to pay off as much as you can. However, if you have quite a bit of debt, you may ruthlessly sell stuff around the house and still find yourself barely making a dent in your debt.  If so, there are still … [Read more...]

Why You Must Use an Education Savings Account

Why You Must Use an Education Savings Account

The following is a guest post from Robert at The College Investor. You can check out his bio below. To learn more about guest posting on iHeartBudgets, please contact me. Thanks for the help, Robert, while I'm swimming in numbers! There are two schools of though when it comes to saving for your child’s future college expenses.  While both are valid in several different ways, I want to highlight why leveraging an education savings account can be very value-added in certain circumstances as well. The first school of thought when it comes to saving for college is that parents should focus on … [Read more...]

Challenging Budget Exercise for a High School Class

Challenging Budget Exercise for a High School Class

Our post today is from Emily, a graduate student in North Carolina who blogs over at Evolving Personal Finance. She frequently writes about money in marriage, living well on a grad student stipend, and how to line up your budget with your values. Thanks for your help while I'm swimming in 1099's! I was recently watching an episode of Dawson's Creek (don't judge me!) and the storyline was that Dawson and his friends received an assignment in their economics class to put together a budget for various hypothetical lives. Of course, as I am a PF blogger who loves budgets almost as much as Jake … [Read more...]

Ways to Make Money at Home

Ways to Make Money at Home

The following is a guest post from Jeff Rose at Good Financial Cents. You can check out his bio at the bottom of the post. Thanks for the help while I'm buried in taxes, Jeff! To learn more about guest posting on iHeartBudgets, please contact me. With technology reaching into most of our homes, the ability to connect with others is increasing. In fact, this ability allows for you to make money in new and interesting ways. You can make money from home if you have a little time, and if you are willing to put in the effort. If you are going to make money from home, no matter what you are … [Read more...]

What To Expect In A Financial Advisor

What To Expect In A Financial Advisor

The following is a guest post. To learn more about guest posting on iHeartBudgets, please contact me. AverageJoe was a financial advisor to about 150 families for over 15 years and managed around $60M. Now he writes at the creatively named “Average Joe’s Money Blog” and is co-host of the Two Guys & Your Money podcast. Check out his show on iTunes. What to Expect in a Financial Advisor Uncle Joe’s Story Hour: Mary had always wanted a financial advisor. It sounded great....working with a pro. She told me six months ago her story: “I imagined someone who would kind of hold my … [Read more...]

Not All Budgets are Created Equal

Not All Budgets are Created Equal

The following is a guest post. To learn more about guest posting on iHeartBudgets, please contact me. I remember it like it was yesterday. Once a year, every year, my kind older lady of a boss would come around asking each of us what we needed. Necessary or not, she was looking for expenses because our company’s budgeting process encouraged end-of-year spending. I could tell that she was not a fan of budgets. At first, I thought it was great that at a certain time of the year we could get anything we “needed” in the office, but I soon learned this came at the cost of wasteful spending. I also … [Read more...]