My Road To Financial Wellness and Resources That Helped Me Along The Way

My Road To Financial Wellness and Resources That Helped Me Along The Way

The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they will be in Seattle! Our goal is to help people learn about money by starting the conversation. We understand that local conversations can help bring about national awareness. My man Jason over at Phroogal is doing something amazing. Wait, no, more than amazing, it's ABSOLUTELY FANTASTIC! He's traveling around the country on the open road, covering over 10,000 miles to meet in local … [Read more...]

Kitchen Remodel On A Budget: Part 2

Kitchen Remodel On A Budget: Part 2

Welcome back to the Kitchen Remodel On A Budget series. If you haven't checked out Part 1, hop on over HERE and see how we even got into this mess! The Two-Tone Kitchen We left off last time getting the plan finalized for our kitchen update. We had scored a free fridge, and were able to re-purpose the cabinets that had been (weirdly) installed in our garage for the past 5 years. The problem was that we didn't have the right cabinets to replace the lower ones in the kitchen, and the old cabinets were looking pretty rough. But, being the DIY genius that she is, Michelle came up with the … [Read more...]

How To Travel For (Mostly) Free: Nashville On Credit Card Rewards

How To Travel For (Mostly) Free: Nashville On Credit Card Rewards

Hello everyone, and welcome back to another episode of How To Travel For Free! Today's episode will be detailing our recent trip to Nashville. I'm not exactly sure how we ended up deciding on going on this trip, but I do know that my wife watches the show Nashville, and that's what prompted the conversation. Now, before you think it's ridiculous to go on a vacation based on a TV show, MAYBE WATCH IT SOMETIME AND JUDGE FOR YOURSELF! Yes, I watch the show too, and yes….I'm on team Deacon (almost bought the Team Deacon shirt!). But seriously, when we started telling people about our trip … [Read more...]

Kitchen Remodel On A Budget: Part 1

Kitchen Remodel On A Budget: Part 1

The thing is, we weren't even planning on remodeling the kitchen. Like at all. We were annoyed with how small it was, that's for sure. We bought the house to entertain, thrown fun parties and host BIG family holidays, but the kitchen has always been sorely lacking. Then everything changed. Buy Nothing Project: Free Fridge I've told you before about the Buy Nothing Project. I CANNOT OVERSTATE HOW MUCH TIME AND MONEY THIS GROUP HAS SAVED OUR FAMILY. We have saved a lot of time and money since joining the group a little over a year ago. We have been truly blessed by that group and … [Read more...]

Broken Doesn’t Mean Broken

Broken Doesn’t Mean Broken

Having been in the business of frugal for quite a while now, I think I take a few things for granted. There are habits that I've built over the years that I don't think twice about. Some are good, some are definitely bad (monetarily speaking). The bad ones I continue to work on month after month (food budget, miscellaneous expenses). The good ones seem to go on cruise control, but they are really they key to building a frugal lifestyle. One of those habits is looking at the world a little differently than most. Where others see broken, I see value. That Time With The Fridge I've told … [Read more...]

How To Incrementally Optimize Your Finances

How To Incrementally Optimize Your Finances

"Budgets are too restrictive" "I don't want to live like a hermit" "Budgets are not fun at all" "There's got to be a better way to save money" I get pretty fired up when talking about budgets. I mean, you can ask anyone who's ever asked me any financial question, I can go on and on and on and on and on about what an amazing tool budgets are for kicking financial booty! In fact, I inevitably point people to my budgeting basics series in almost every conversation and blog post (see, I did it again) because it is so foundational to how people should manage their money. I have also … [Read more...]

What Super Bowl 49 Should Teach You About Money

What Super Bowl 49 Should Teach You About Money

If you didn't know, I'm a Seattle native. I've lived in the area my whole life. And let's be honest, sports have mostly sucked around here. We had the great Mariners run of '95. I think the Sonics won some junk before I was born. And the Seahawks lost a Super Bowl a while back. But the last 2 years have been a bit crazy. The Seahawks have finally got this town going again and have put us back on nation's map as a sports town. Sure, most people hate us because we're arrogant or something, but it's been a fun run to be in back to back Super Bowls. But man that last play … [Read more...]

Go Ahead, You Deserve It

Go Ahead, You Deserve It

They say that money is far more about what happens in-between your ears than what happens inside your wallet. The psychology of personal finance is VERY fascinating, and probably the most important part of getting a handle on your money. There are tons of different psychological traps we can fall in to that cause us to veer off course with our financial plan and make dumb money decisions. Today, I want to dive into the psychology of one of the biggest reasons for the mis-handling of your precious dollars, and what we can do to combat this financial temptation. The Trap Getting on a budget … [Read more...]