10 Things People Waste Money On

10 Things People Waste Money On

My ol' pal (not really) Dave Ramsey had a post recently about stuff people waste money on. Then Free Money Finance put together his take, and then my buddy (really) J. Money over at Budgets Are Sexy went through the list as well. And since we all have different stances on these things, I figure I'd go through the list as well. But I'm also going talk about our personal BIGGEST MONEY WASTERS in our budget and talk about what we're doing to fix it. Ready?! 10 Things People Waste Money On Credit card interest Now this one really sucks. Credit card interest is paid when you can't … [Read more...]

Budget Friday: Submission 13

Budget Friday: Submission 13

Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan, and the long term results they can have. Today's budget is an anonymous submission. We'll call her Jessie. Background: Jessie reached out to me for some help setting up a clear and concise budget for her family. Her and her husband are in their mid-thirties, and they have a young daughter and infant son at home. I … [Read more...]

The Ultimate Beginner’s Guide To Investing

The Ultimate Beginner’s Guide To Investing

But seriously.....do something. Anything. And start today. If you don't know where to put your money, read Millionaire Teacher (<- affiliate link) and it will become abundantly clear.....and very easy. photo credit: 401(K) 2013 via photopin cc … [Read more...]

The Buy Nothing Project

The Buy Nothing Project

Stuff. We can’t seem to live without it. Over the decades, Americans have mastered the art of owning stuff. We even have stuff for our stuff. Heck, we even have stuff that stores the stuff for our stuff, all stuffed into a storage unit. It's ridiculous. Now, I'm not trying to bash the use of stuff. Stuff can be useful. It entertains, assists, satisfies our aesthetic needs and can even solve problems. Stuff is pretty great. But for some reason, we can't seem to find a good way to deal with it once it has outlived its usefulness. We either try to sell it, throw it away, or store it … [Read more...]

I’m Giving Away A Moto X Cell Phone Courtesy Of Republic Wireless

I’m Giving Away A Moto X Cell Phone Courtesy Of Republic Wireless

Ok, here's the deal. The good folks at Republic Wireless (and I don't use the term 'good folks' lightly about companies, because I'm always skeptical about people that want to take my money, but RW continues to impress) sent me a gift. I received a Moto X phone to demo, test out, kick the tires on a (hopefully) enjoy. And as I opened the package that landed on my doorstep a little while back….there were two boxes. HMMMMMMM!!! I pulled them out, and in front of me sat two, identical, brand new Moto X cell phones. One for me. One for you. Yup, they stand behind their product. And for a … [Read more...]

Life Updates

Life Updates

Hey everyone. Man, what a summer it's been, eh? (no, I'm not Canadian). I have been absent lately, and I apologize for that. There's been some major life changes and also, it's been sunny out in the Seattle area, which is an absolute rarity, so I have found it hard to sit inside and type away at a screen instead of enjoying playing baseball in the backyard with my son and crawling around in the grass with my baby girl. We have also been having fun adventures at "Gammies cabin" in a warmer part of the state, and have basically been enjoying every second we can milk out of this beautiful … [Read more...]

Why Are You Still In Debt?

Why Are You Still In Debt?

Debt. We all know it's not that great. Most people who have a budget have somewhere in their life goals to be "debt free". And I know some people who are making that a reality. But far too many still have debt hanging around like an ugly decoration on their wall, stinking up the entire feng shui of the place. My question is: WHY ARE YOU STILL IN DEBT? It's simple. Just let me know in the comments, or on my Facebook Page, or on my Twitter Page WHY you are still in debt. What is holding you back from paying it off? And how did you get there in the first place? I'll be posting the … [Read more...]

A Tale Of Two Drivers (Part 2)

A Tale Of Two Drivers (Part 2)

If you haven't read Part 1, read it first HERE, then come back and finish the story :) Driver #2 "This sucks." Not only has today already been a long day at the office, but you still have a ton of stuff to do at the house. Fixing the car is now a priority because you rely on it for work, so you're going to have to re-prioritize. But good thing you took Jake's advice and learned some basic car maintenance, so you know you way around the car's engine. You pop the hood, and there's coolant everywhere. Hmmmm. You check around for a leak, but you can't quite tell where it's coming from. You … [Read more...]