Welcome to Budget Friday. Below, you can read through the intimate details of REAL budgets from REAL people who want to get their finances in order. Go ahead, take a peek and let me know what you think. If you are interested in having me put together a budget for you, you can always submit your details to me at iHeartBudgets :at: Gmail :dot: com. Here are the details I am looking for:
- List of income and expenses
- List of assets and debts
- Goals you want to hit and when you want to hit them
- List of what’s important to you. i.e. Priority list
As always, these submissions will be anonymous, unless you want to shout it from the rooftops and reveal your identity.

Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan, and the long term results they can have. Today’s budget is an anonymous submission. We’ll call her Darlene. Background: Darlene did not divulge her age (a lady never tells), but she’s probably not a day over 30 (based on her Roth/401k balance). She has been reading through the Budget Friday series and slashing through her credit card debt (recently paid off 3 cards). She also recently increased her investment contributions to 10% of her pre-tax income. I like where her head is at for planning, so let’s help her get on track to kill the rest of this debt with the quickness! … Continue reading →

And we’re back with the final budget for Tom’s Epic Law School Adventure! If you didn’t check out the initial post, Tom is an aspiring law student who has a set budget, and has to live cheaply in New York City. Like, on only about $2,200 a month! YIKES!!! Since I’ve never been to New York (or law school, for that matter), I put a call out to my AWESOME READERS for a suggested budget, and got some great responses. I then put those suggested budgets up for a vote, and now we have a winner! DRUMROLL PLEASE!!!!! And the winner is…..Caitlin! Thanks you ALL for your submissions, and each one had some unique suggestions and money saving tips that Tom can glean from and use to enjoy and survive his first year of law school! And with further ado (I don’t even know what “ado” is…do you?), HERE’S THE … Continue reading →

This past Friday I did something unique for the Budget Friday series. I asked the readers of this blog to help out Tom, an aspiring law student, with his budget for living cheap in New York City while going through law school. A few of your stepped up and gave some awesome suggestions. Thank you for that! For those that entered, I am putting it to a vote to elect the best grad. school budget for Tom to use, and the winner receives a $25 Amazon gift card! Below are the budgets submitted: Mom of Two Prescious Girls’ Budget Entry No work in the 1st year of law school is normal protocol. The first year is INTENSE. I don’t have complete solutions, bc I am out of touch with NY prices, but some ways I can see saving money are: Rent: Go to school administration or any orientation events … Continue reading →