Here’s the fun legal stuff that I have to display. Read this page if you are having any trouble sleeping.

This policy is valid from 08 June 2012

This blog is a personal blog written and edited by me. For questions about this blog, please contact  iHeartBudgets At Gmail Dot com.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. The products I promote are always something I believe in. If it’s not something I have personally used, I will say so, but will make sure I fully trust the product to deliver as advertised.

The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content. This is a fancy way of saying that I might write a post about a product because I’m psyched about it. This blog isn’t about budgeting so you can’t buy anything, but budgeting so you can buy stuff that helps you achieve your goals and lines up with your priorities. If a product on this site isnt’ in your budget or does not help you in any way, don’t buy it.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. Fancy talk stating that I am not liable for your purchasing decisions. I hope to help in any way possible to give a brighter financial future, but if you buy something from this site and lose your house because you couldn’t pay your mortgage, you can’t blame me. In fact, you should probably go through the Budgeting Basics Series again.

This blog does not contain any content which might present a conflict of interest.

Did you make it through this ginormous wall of text? Congrats. Sorry, there is no gold at the end of this rainbow.