I Just Cancelled My Cable

I Just Cancelled My Cable

There comes a time in a man's (or woman's) life when you realize something just isn't working. It's hard to pinpoint the root cause, but you can just feel it in your gut. You've got a great job, great friends and family, and heck, your hair never looked so good....but you still get that sinking feeling every time you pay your cable bill, like some faceless corporation is completely ripping you off, charging you for channels you don't need, hiking up the rate on your modem rental and throttling your internet speeds to make you rip your hair out while your youtube video buffers.... I … [Read more...]

Broken Doesn’t Mean Broken

Broken Doesn’t Mean Broken

Having been in the business of frugal for quite a while now, I think I take a few things for granted. There are habits that I've built over the years that I don't think twice about. Some are good, some are definitely bad (monetarily speaking). The bad ones I continue to work on month after month (food budget, miscellaneous expenses). The good ones seem to go on cruise control, but they are really they key to building a frugal lifestyle. One of those habits is looking at the world a little differently than most. Where others see broken, I see value. That Time With The Fridge I've told … [Read more...]

How To Incrementally Optimize Your Finances

How To Incrementally Optimize Your Finances

"Budgets are too restrictive" "I don't want to live like a hermit" "Budgets are not fun at all" "There's got to be a better way to save money" I get pretty fired up when talking about budgets. I mean, you can ask anyone who's ever asked me any financial question, I can go on and on and on and on and on about what an amazing tool budgets are for kicking financial booty! In fact, I inevitably point people to my budgeting basics series in almost every conversation and blog post (see, I did it again) because it is so foundational to how people should manage their money. I have also … [Read more...]

Jake, It’s Time To Fix Your Food Budget (With Emeals)

Jake, It’s Time To Fix Your Food Budget (With Emeals)

Today's post is a conversation between me and the little voice inside my head. Feel free to listen in. Voice: Jake…..JAKE….JAKE JAKE JAKE JAKE JAKE JAKE Me: Ok! What? Voice: Haha, just playin'. Me: Uh…ok, weird. Voice: Well, now that I have your attention, what the junk are you going to do about your food budget this year? Me: Whaddya mean? Voice: Dude…DUDE…..DUUUUUUUUDE! Me: Ok, seriously annoying.. Voice: Dude Me:   :-| Voice: Well, you spent like $300 a month eating out last year. The heck is that all about? Me: Oh yeah, that….well, my new job threw me all … [Read more...]

ZZZ Sleep Products Memory Foam Mattress Review (And Coupons!)

ZZZ Sleep Products Memory Foam Mattress Review (And Coupons!)

This is a product review of one of ZZZ Sleep Product's gel memory foam mattresses. They were kind enough to send me a mattress to try out, and I gave it a full 30 days to really put it to the test, and wanted to share my experiences with you. EPIC DEAL ALERT! ZZZ Sleep Products just emailed me with a coupon worth $70 OFF! Just use coupon code "JACOB70" at checkout on your closeout model mattress at www.zzzsleepproducts.com/mattresses Sleep. Where have you gone? Since I was a kid I have been able to plunk down on any surface and conk out cold within minutes like I was listening to a … [Read more...]

The Buy Nothing Project

The Buy Nothing Project

Stuff. We can’t seem to live without it. Over the decades, Americans have mastered the art of owning stuff. We even have stuff for our stuff. Heck, we even have stuff that stores the stuff for our stuff, all stuffed into a storage unit. It's ridiculous. Now, I'm not trying to bash the use of stuff. Stuff can be useful. It entertains, assists, satisfies our aesthetic needs and can even solve problems. Stuff is pretty great. But for some reason, we can't seem to find a good way to deal with it once it has outlived its usefulness. We either try to sell it, throw it away, or store it … [Read more...]

I’m Giving Away A Moto X Cell Phone Courtesy Of Republic Wireless

I’m Giving Away A Moto X Cell Phone Courtesy Of Republic Wireless

Ok, here's the deal. The good folks at Republic Wireless (and I don't use the term 'good folks' lightly about companies, because I'm always skeptical about people that want to take my money, but RW continues to impress) sent me a gift. I received a Moto X phone to demo, test out, kick the tires on a (hopefully) enjoy. And as I opened the package that landed on my doorstep a little while back….there were two boxes. HMMMMMMM!!! I pulled them out, and in front of me sat two, identical, brand new Moto X cell phones. One for me. One for you. Yup, they stand behind their product. And for a … [Read more...]

Republic Wireless Review: You Need To Run The Numbers

Republic Wireless Review: You Need To Run The Numbers

About a year ago, a Republic Wireless rep. reached out to me to see if I had ever heard of them. At first, I thought it was some sort of scheme for ads, so I ignored. But I eventually found my way over to their site, and realized that they had created something awesome, at a price point NO ONE could ignore. The Little Guy With A Big Idea They kindly sent me a demo phone with which to try out, which I didn't like much. It was old Android, and I owned a newer Windows Phone (don't hate) from work. But I tried out the phone for what is was good at, and it performed well. They used your home WiFi … [Read more...]

How To Not Worry About Money Ever Again (And It’s Not What You Think!)

How To Not Worry About Money Ever Again (And It’s Not What You Think!)

Hi, I'm Jacob Wade. You may have seen in features such as "budget and love it" and "who said frugal didn't know how to partay?!" I'm here today to tell you about a revolutionary new way to think about YOUR money. It's an amazing tool that will allow you, the average citizen, to turn into a FINANCIAL SUPERHERO (cape sold separately). Come and learn how to not worry about money for the rest of your life! Do You Lose Sleep At Night? Do money troubles cause you to lose sleep? Are you irritable and annoyed when talking about money? Do you have a pile of unpaid bills mocking you every time you … [Read more...]

You Are Being Boiled Alive

You Are Being Boiled Alive

I am never one to place financial blame on the government, or corporations, or anyone else for your financial problems. Those problems are yours, and you have MUCH more control over them than society thinks. But the majority of people I help through my financial coaching just don't see the impact of all the small expenses in their budget. I always try to show them the long term impact of these things, and many people are shocked at how a few simple items could delay their retirement a few years! Yes, the latte factor is in full effect, but this time it's not lattes killing the … [Read more...]