How To Save Money - iHeartBudgets

How I Saved $300,000

Posted on January 24, 2013 by Jacob

Have you ever had a day where you TOTALLY ROCKED at money? Like, you found a 50% off coupon on a product that was already buy one get one free, purchased the floor model for another 40% off, then slipped and fell into a pile of $100 bills on your way to redeem your $5,000 winning scratch ticket?!!!! Yeah…me neither. But last night, I had the most epic win of all time. I saved $300,000 in one night! Our House Almost Burned Down For the second time in the past few months, we had an appliance “act up.” Normally, this might be an issue, but since we’ve got a sweet emergency fund in place, these so-called “emergencies” turn in to nothing more than minor inconveniences. Well, at least financially. Practically, they can definitely be a bit stressful. Two days ago, my wife was being awesome (I mean really, when is … Continue reading →

5 Simple Ways To Save Money On Christmas Decorations

Posted on December 5, 2012 by Jacob

“It’s beginning to look a lot like Christmas”….well, at least at our house it is! It is definitely that time of the year again, and all things that twinkle and jingle start showing up everywhere you turn! I enjoy every part of the Christmas season, especially putting up Christmas lights (check ‘em out here). And we’re pretty stocked up on ‘nog and gift wrap here in the iHB household, but we also have a ton of Christmas decorations that we’ve amassed over the years. We’ve been fortunate enough to get some great deals on these decorations, and I wanted to share with you some ways that YOU can save money on them as well. 5 Simple Ways to Save Money On Christmas Decorations Get an online coupon for your tree. We’ve done this for the past two years and have cut our tree (pun intended!) cost almost in half! Places … Continue reading →

How To Save Money: Using Cash Envelopes

Posted on December 3, 2012 by Jacob

Have you ever gotten to the end of the month and realized you spent WAY too much money on food? Or maybe you can’t seem to find where your paycheck went? I’ve been there more times than I would like to admit, and really, until I started budgeting every month, that was the norm. I would drop a good $600 a month on fast food. I would look at my bank account and make sure I had just enough money to cover the bills. And I was always broke (well, except for the short period of time when I was ballin’ with my $100,000). Enter: Dave Ramsey Now, I know that there are people who hate Dave Ramsey more than sleeping in a bed full of spiders (I know, I shivered just typing that), and there are those who love Dave Ramsey more than their grandmother. Whatever your stance on … Continue reading →