Why Are You Still In Debt?

Why Are You Still In Debt?

Debt. We all know it's not that great. Most people who have a budget have somewhere in their life goals to be "debt free". And I know some people who are making that a reality. But far too many still have debt hanging around like an ugly decoration on their wall, stinking up the entire feng shui of the place. My question is: WHY ARE YOU STILL IN DEBT? It's simple. Just let me know in the comments, or on my Facebook Page, or on my Twitter Page WHY you are still in debt. What is holding you back from paying it off? And how did you get there in the first place? I'll be posting the … [Read more...]

A Tale Of Two Drivers (Part 2)

A Tale Of Two Drivers (Part 2)

If you haven't read Part 1, read it first HERE, then come back and finish the story :) Driver #2 "This sucks." Not only has today already been a long day at the office, but you still have a ton of stuff to do at the house. Fixing the car is now a priority because you rely on it for work, so you're going to have to re-prioritize. But good thing you took Jake's advice and learned some basic car maintenance, so you know you way around the car's engine. You pop the hood, and there's coolant everywhere. Hmmmm. You check around for a leak, but you can't quite tell where it's coming from. You … [Read more...]

A Tale Of Two Drivers (Part 1)

A Tale Of Two Drivers (Part 1)

It's been a long day. You've been at the office for 9 hours, absolutely killing it at your job, but at the end of the day, you just can't wait to get home. You finally shut it down around 5:30pm, pack everything up and head out to your car. It's hot. You open the door, the sun almost blinding you as you step outside. You instantly feel the heat. For a quick moment, all you can think about is ice cubes. As you adjust to the heat, you start heading to the parking lot toward your trusty, 304,000+ mile mid-nineties Honda. Most people that own these probably don't have the luxury of air … [Read more...]

What Is It Going To Take? Srsly!

What Is It Going To Take? Srsly!

My blog just passed the 2 year mark on May 1st. It's crazy to think that I have been writing about money for 2 years straight, and still have 100+ ideas for future posts. I mean, is there really that much to talk about? Managing money is actually pretty easy. Make money Create a budget plan for that money based on your priorities/goals Save and spend money according to that plan ?????? PROFIT But Why Is It So Hard? There's only  5 steps to making money work (see above). But why is it so hard to actually stick to that budget plan? And why do most people forfeit the idea of even … [Read more...]

Stop Using Cash…It’s For The Kids! – ClarkHoward.com Feature

Stop Using Cash…It’s For The Kids! – ClarkHoward.com Feature

I recently wrote a post on ClarkHoward.com that is near to my heart. It has to do with teaching kids about money, but with a twist. I've talked before about fully automating your financial life so you never have to touch cash. And let's be honest. Adults don't usually use cash, and someday your kids will barely know what it is. So I wrote this post to address that issue, but also to use it as an advantage when teaching kids about money. CHECK OUT THE POST HERE AND TELL ME WHAT YOU THINK! … [Read more...]

How To Travel For Free: 5 Ways For Couples To Get A Free Trip To Hawaii

How To Travel For Free: 5 Ways For Couples To Get A Free Trip To Hawaii

We're back again with some awesome free travel tips for the sophisticated! Paying for travel is so 2012! So let's jump into another "how to travel for free" adventure! Couples Love Hawaii Science has proven that if you in a relationship, you and your significant other will WANT to go to Hawaii at some point. Science has also proven that Hawaii is CRAZY EXPENSIVE to get to and from. And ever since I wrote my post about how I got free tickets to Hawaii for me and 6 family members, I've gotten tons of emails from people hoping to get their free dream vacation to Hawaii. I have responded to many … [Read more...]

Republic Wireless Review: You Need To Run The Numbers

Republic Wireless Review: You Need To Run The Numbers

About a year ago, a Republic Wireless rep. reached out to me to see if I had ever heard of them. At first, I thought it was some sort of scheme for ads, so I ignored. But I eventually found my way over to their site, and realized that they had created something awesome, at a price point NO ONE could ignore. The Little Guy With A Big Idea They kindly sent me a demo phone with which to try out, which I didn't like much. It was old Android, and I owned a newer Windows Phone (don't hate) from work. But I tried out the phone for what is was good at, and it performed well. They used your home WiFi … [Read more...]

Man Risks His Life Everyday Driving A Used Car

Man Risks His Life Everyday Driving A Used Car

If you haven't read through my archive of posts on used cars, you should check them out HERE. I usually tout the virtues of the tens of thousands of dollars saved every decade by buying used. But I can no longer stand by that statement. I have recently obtained a top secret video of a man, who shall remain nameless, and his perilous daily journey of driving a used car. I cannot express how deep my concern is for his well-being, and wish, for the love of bleeding wallets, that he would have wised up and listened. He should have bought a new car so he wouldn't live in constant fear of … [Read more...]