Tag Archives: budget

5 Reasons To Start A Budget For 2013

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As the New Year approaches, we all look ahead and see a blank slate. No matter what happened in 2012, we know that we’re going to accomplish EVERYTHING in 2013. We’ve got big plans, big dreams, and the future looks so bright we need some flippin’ sweet shades! And as the year rolls around, we step out the front door, ready to take on the world. The only problem is…..we forgot to put on pants! You Need A Plan Many believe that success is sometimes a fluke, or a big break. You just end up in the right place at the right time, and everything just falls in to place. Even the media plays to this stereotype, calling people an “overnight success!” What they don’t talk about is the years and years of hard work and dedication put into being an overnight success. I’ve seen over and over people taking … Continue reading →

Our First Budget Story

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It was about 4 1/2 years ago that Michelle and I sat down for the first time with a paper and a pencil to create our first budget just before getting married. Now, up until this point, we had kept our finances separate, which I think was a good idea, but now we were engaged and about to start our life together, so I wanted to make sure we were on the same page financially. This was a MUCH more difficult task than I had originally thought. Shame Now, having counseled a few people and helped them get on a budget, I now know that one of the toughest steps of starting a budget is writing down EVERYTHING you make and spend on paper. Not only is it a bit of work to find everywhere you’ve spent your cash over the past few months, but a lot of times people … Continue reading →

Budget Friday Submission 4

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Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan and the long term results it can have. I really want to convince everyone to get on a budget, even Jeremy from Modest Money (yup, totally calling you out, dude ). I think I have decided that by default, all submissions will be anonymous unless otherwise specified, so if that was any bit of a deterrent to sending your info in, no fear! Today’s budget is an exciting one, so I’ll get right to it: This couple is a little older than my first few budgets and the only one with kids so far. Only one of their kids is still in … Continue reading →

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