Paying Off Student Loans With Credit Card Rewards!

Paying Off Student Loans With Credit Card Rewards!

Disclaimer: Credit cards can be a dangerous tool that helps dig you into massive debt at a high interest rate. I NEVER recommend anyone using the below strategies who has been in massive credit card debt AND who is NOT on a budget plan. It took us 3 years running a cash-only budget before we could dip our toes into credit cards, and I recommend anyone starting out take at least 1 YEAR on a cash-only budget to build good money habits before attempting to get credit card rewards. Yup, you read that right. I'm getting into debt to get out of debt! Ok, not exactly. But we ARE using … [Read more...]

Using Credit Cards For Travel and Hotel Rewards

Using Credit Cards For Travel and Hotel Rewards

As I alluded to in an earlier post, I am diving head first into the wide world of credit card rewards! I stumbled upon some travel blogs and forums a while back and was intrigued by these people who just seemed to travel ALL THE TIME but didn't spend any money on it. "iiiiiinnnnteresting", I thought, as I sipped my hot mocha Frappuccino latte Americano double-dipped vanilla coffee and twirled my handle-bar mustache. "So I can travel for freeeee AND stay somewhere nice, also for freeee…" I exclaimed with a twinge of delight. "But where shall I go?!", I said as I dropped my monocle and tobacco … [Read more...]