The Ultimate Beginner’s Guide To Investing

The Ultimate Beginner’s Guide To Investing

But seriously.....do something. Anything. And start today. If you don't know where to put your money, read Millionaire Teacher (<- affiliate link) and it will become abundantly clear.....and very easy. photo credit: 401(K) 2013 via photopin cc … [Read more...]

Why You Must Use an Education Savings Account

Why You Must Use an Education Savings Account

The following is a guest post from Robert at The College Investor. You can check out his bio below. To learn more about guest posting on iHeartBudgets, please contact me. Thanks for the help, Robert, while I'm swimming in numbers! There are two schools of though when it comes to saving for your child’s future college expenses.  While both are valid in several different ways, I want to highlight why leveraging an education savings account can be very value-added in certain circumstances as well. The first school of thought when it comes to saving for college is that parents should focus on … [Read more...]

Budget Friday: Submission 7

Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan, and the long term results they can have.Today's budget is an anonymous submission. We'll call him Harold and Marge. Background: Harold and Marge have done well. They are5 5 years of age and have just finished putting their youngest through college, debt free! They are now looking at retirement and want to retire with a … [Read more...]

2013 Goals And Debt Movement

2013 Goals And Debt Movement

The holidays are officially over. And I don't know about you, but we had a blast! And though I'm sad to see them go, I am pretty excited to get on with the New Year and set some awesome new goals to work toward. Since this is my first official goal-setting post on iHeartBudgets, let's go over a little of my background, and how we got to where we are today. We Had Some Debt Built into my budget, we put together some major goals based on Dave Ramsey's 7 Baby Steps program for paying off debt and building wealth. When we combined our finances in marriage, we had a total of $42,851.31 in debt! … [Read more...]