What Does $1 Mean To You?

Hello all you beautiful readers of iHeartBudgets! Don’t forget about our iPad 3 Giveaway! that is going on now! Do you remember the first time you held a $1 bill? Do you remember when you owned your first $1 bill? I remember for me it was trading in my saved up change for $1, which I stuck in my change jar at my grandpa’s lake cabin. It was an awesome feeling to have real buying power outside of trading my fish sticks for half a tombstone deep dish pizza (remember those?). Having $1 gave me endless choices about what I could buy, whether it be a handful of candy, a pack of baseball cards or some candy (did I mention candy?!). But I chose to save it, because if I spent that money, my endless possibilities disappeared. It was enough for me to just think about all the wonderful things I … Continue reading

Broke vs. Poor

To say that I have made poor choices with my money is an understatement. When I look back at all the stupid things I decided to do with money it sometimes hurts. By the time I turned age 21 I had wasted over $100,000 in three short years. SICK! If you missed that, let me write that again for emphasis. I WASTED OVER $100,000 IN LESS THAN 3 YEARS BY THE TIME I TURNED 21 YEARS OLD! Now, I won’t get too much into that story (maybe another time), I do want to talk about the concept of being broke vs. being poor. Broke vs. Poor I want to lay out a quick definition so as to show the difference between being broke and being poor. Poor is a state of being brought on by circumstantial problems. Poor is a lack of income and resources to provide for the basic … Continue reading

Breaking the “Saving Money” Myth

If you subscribe to my blog today, you will SAVE 95% on EXCLUSIVE EMAILS from my automated WordPress system. Why pay nothing when you can be part of the elite club and SAVE ALMOST 100% of the cost of reading this to stay in touch with iHeartBudgets and their AMAZING ARTICLES!!!! But wait, THERE’S MORE! If you subscribe now AND follow me on Twitter and Facebook, you can SAVE NEARLY 300% on the cost of reading this blog. You can join EXCLUSIVE conversations and meet other readers like you who have learned to SAVE BIG! This offer won’t last more than 100 years, so SIGN UP WHILE YOU STILL CAN!!!!!!!!!!!!! For Sale Does Not Mean Actual Savings Now, most of you are smart enough to see through all of the holes in my sales pitch above, but if not, please send me a check for $100 if you plan to … Continue reading

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