The Buy Nothing Project

The Buy Nothing Project

Stuff. We can’t seem to live without it. Over the decades, Americans have mastered the art of owning stuff. We even have stuff for our stuff. Heck, we even have stuff that stores the stuff for our stuff, all stuffed into a storage unit. It's ridiculous. Now, I'm not trying to bash the use of stuff. Stuff can be useful. It entertains, assists, satisfies our aesthetic needs and can even solve problems. Stuff is pretty great. But for some reason, we can't seem to find a good way to deal with it once it has outlived its usefulness. We either try to sell it, throw it away, or store it … [Read more...]

Reader Question: How Do I Convince My Wife That Used Cars Are Awesome?

Reader Question: How Do I Convince My Wife That Used Cars Are Awesome?

I love my readers. Not sure if I've said that before. But I do! You send me awesome questions, which I get to answer, and often they are thought-provoking enough to turn into a fun post. Today's reader question bring me it back to one of the most costly and wasteful things we spend our money on: new cars. Our reader, Dave, has seen the light and agrees that buying a new car is a complete waste of hard earned dollars. But he has a dilemma! He needs to convince his wife of this. Let's see what Dave says: I've read and agree with your articles on reliable older Hondas/Toyotas. My problem … [Read more...]

Budget Friday: Submission 12

Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan, and the long term results they can have. Today's budget is an anonymous submission. We'll call her Karen. Background: Karen reached out to me for some help getting out of debt and getting her family on track with their finances. She's married with kids and wants to eventually get into a home. The only thing standing … [Read more...]

How To Save Money When You Buy Electronics

How To Save Money When You Buy Electronics

Ahhh, technology. You can't escape it! Heck, you're engrossed in its awesomeness right now just to read my blog (thanks!). To some, it's a necessary evil that plagues the earth and sucks the life out of anything that comes in contact with it (or maybe that's just me…). To most, it's something that makes the world just that much easier and more enjoyable. With apps for everything, gadgets that make you lunch, and the ability to read iHeartBudgets on a mobile device, technology is enriching the lives and smart people such as yourselves. But it does come with one downside. IT’S FREAKING … [Read more...]

When To Go Christmas Shopping

When To Go Christmas Shopping

I know, I know, too soon, right? But bear with me here. I have already been seeing the usual suspects around town. Christmas lights in the "seasonal" section of the grocery stores. Christmas lights on my friggin' neighbor’s porch. CHRSTIMAS LIGHTS ON THE INTERNET! Whether we like it or not, seasonal creep is happening everywhere we look, AND YOU CAN'T STOP IT. So might as well talk about the inevitable; Christmas Shopping. Christmas is the single most profitable event in human history. Especially in the land of cash money, America. According to the National Retail Federation, holiday sales … [Read more...]

5 Simple Ways To Save Money This Fall

5 Simple Ways To Save Money This Fall

Fall is in the air. No, literally, rain is now falling, leaves are changing, and the mornings are cool and crisp. All signs point to the changing of seasons, which makes kids mourn and parents rejoice, because Fall is on is finally here. And along with the season of Fall is a number of great family activities, traditions and don't forget, AMAZING FOOD! Fall is quickly becoming our favorite season in the iHB household. Summer is great, backyard parties and friends are cool, but there's just something magical about leaves crunching underfoot and seeing your breath in the air for the first time … [Read more...]

5 Attitudes That Will Save You Money

5 Attitudes That Will Save You Money

  The follow is a post from my buddy Jon over at 2-Copper-Coins.com. He went to college with my wife, has just started a financial blog with his wife, and I'm really enjoying it! Check out the awesome tips here, and then head over to say "hi" on his blog. Thanks for reading! 1) I can fix it, or I will find out how We lose money when we give up on the items we already have. Our lawn mower breaks down and instead of taking time to fix it we just scrap it and buy a new one. Our television's screen gets a little scratched and we don't even consider replacing it (plus we're not really … [Read more...]

You Didn’t Save Any Money

You Didn’t Save Any Money

I rarely listen to music anymore. I'm not sure if it's just that I'm becoming an old man (I'm a ripe 27, for gosh-sakes! Can't keep up with these young whippersnappers!), or that my brain couldn't process any more Autotune coming through my ears without imploding. Whatever the case, I listen to a lot of talk radio. And it's funny, the commercials are definitely geared more toward upper middle class citizens (mortgage ReFi, life insurance, investments, that kinda thing), but all the commercials have the same message. "How much money can we save you?" Most of them are fine (heck, I was motivated … [Read more...]