My Thoughts On Financial Independence

My Thoughts On Financial Independence

I sucked with money. For a long time. I have blown through more money than most people have had pass through their hands in the past decade. Most everyone around me was terrible with money as well, giving me the impression that I was just being normal. But after picking up a Dave Ramsey book, I realized that normal = broke, and I was well on my way to staying broke forever. I finally learned a few things about how money works, how I should handle it, and how having a budget roadmap for every dollar of my income can change our financial legacy forever. I got extremely passionate about trying … [Read more...]

5 Ways To Stop Wasting Money Today

One of the problems I've seen with getting on a budget and saving money is the fact that it seems to take a while to get started. You have to go through all of your spending and actually cut a few things. Well, you can start saving today with a few quick decisions. And the impact can be pretty big over time. Here are 5 ways you can stop wasting money today! Cut out your morning latte. It's been called the "Latte Factor" by many personal finance "experts." It originated with David Bach (author of "Automatic Millionaire"). It is based on the idea that making small sacrifices over a long … [Read more...]