Breaking the “Saving Money” Myth

Breaking the “Saving Money” Myth

If you subscribe to my blog today, you will SAVE 95% on EXCLUSIVE EMAILS from ME. Why pay nothing when you can be part of the elite club and SAVE ALMOST 100% of the cost of reading this to stay in touch with iHeartBudgets and their AMAZING ARTICLES!!!! But wait, THERE'S MORE! If you subscribe now AND follow me on Twitter and Facebook, you can SAVE NEARLY 300% on the cost of reading this blog. You can join EXCLUSIVE conversations and meet other readers like you who have learned to SAVE BIG! This offer won't last more than 100 years, so SIGN UP WHILE YOU STILL CAN!!!!!!!!!!!!! "For Sale" … [Read more...]

Budget Friday: Submission 11

Budget Friday: Submission 11

Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan, and the long term results they can have. I know it's been a while, and I'm glad to be back today with an awesome reader's budget. Today's budget is an anonymous submission. We'll call her Stella. Background: Stella is a medical doctor who has been in the workforce for just over 2 years. She has already amassed a sweet … [Read more...]

Is My Emergency Fund Too Big?

Is My Emergency Fund Too Big?

Isn't personal finance exciting? I know, I know, it really is, and sometimes I can hardly contain myself. On Friday, I wrote a fun little piece called "Question Of The Week: Should I Pay Down My Student Loans ?", and I got some great responses and answers from my awesome readers. As I was responding to the various comments and suggestion, I saw a common thread weave throughout, which was to obviously "PAY DOWN THE FLIPPIN' LOAN!" The other one was a bit more interesting, and I'd like to explore it a bit further. Why Do I Have So Much Cash Saved Up? I got a few responses from readers asking … [Read more...]

Budget Friday: Submission 7

Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan, and the long term results they can have.Today's budget is an anonymous submission. We'll call him Harold and Marge. Background: Harold and Marge have done well. They are5 5 years of age and have just finished putting their youngest through college, debt free! They are now looking at retirement and want to retire with a … [Read more...]

Budgeting Infographic

Budgeting Infographic

In my comments, my awesome real estate agent Robby Leviton dropped a link to a sweet-tastic infographic put on by Intuit. It was posted about a year ago, but the details are still relevant. I wasn't surprised in the slightest that the largest expenses were food and entertainment. Now, I am all for gettin' my food on and catching a good flick, but there are thousands of dollars in potential savings here. I like that they, too, are trying to remove the word "budgeting" from the list of household swear words, as that has been my goal from the beginning as well. So let's check out what a household … [Read more...]

Budget Friday: Submission 6 – Weed Edition

  Budget Friday: Submission 6Hey everyone! Welcome back to another episode of Budget Friday. This is seriously my favorite part about personal finance, the chance to help others get on a budget, get out of debt and reach their financial goals. I love showing the power of a well-thought out budget plan, and the long term results they can have. Today's budget is an anonymous submission. We'll call him Michael Phelps. Background: Michael is in a unique situation, where he has a great income and low expenses, and therefore has a great many possibilities as far as his financial … [Read more...]

Naked Lady Party: The Ultimate Guide To Having A Clothing Swap

Naked Lady Party: The Ultimate Guide To Having A Clothing Swap

Today's post is brought to you by Michelle, a frugal rockstar! (and my WIFE!) :) As you may have read, money is a little tight over in the iHB household.  We are stretching just to PAY OUR BILLS so when it comes to buying clothes we pretty much rely on Christmas and our birthdays.  Poor Jake, his birthday is a week after Christmas (New Year’s Eve people! Think about that when you're celebrating this year, you're really celebrating his birthday ;D ), so he only really gets clothes once a year.  My birthday is in April and my mom usually gives me a mother-daughter shopping trip for my … [Read more...]

Mrs. iHB: How To Save Money – Kids Clothing

Mrs. iHB: How To Save Money – Kids Clothing

When you get pregnant there are many things that run through your mind, SO many things to be excited for, nervous for and plan for.  I know I started planning the nursery immediately, and the first thing I did when I found out we were having a boy was buy him this onesie. (There are little socks with Harleys on them to go with it ;) )  This thing was on clearance at BabyGap for like $12….and as a new mom so excited for her little BOY, that was no problem (better than the $30 onesie on the next rack over!)  It got me to thinking though, if I have to pay $12 every time my kid needs a … [Read more...]