Budgets Are a Bummer

Budgets Are a Bummer

The following is a post from my buddy Jefferson over at See Debt Run. Check out their site after checking out his rad post below. Don't let the title of this post mislead you.  Much like my friend, Jacob, I truly do heart budgets. When I had over twenty thousand dollars of consumer debt dragging me down like a millstone around my neck, there is no way that I could have understood the gravity of the situation without crunching the numbers.  More importantly, without going through the process of creating a budget, there was no way I could have clearly seen where expenses needed to be cut and … [Read more...]

Welcome Everyone!

Welcome Everyone!

Hey everyone! Check out my guest post over at Budgets Are Sexy. I talked about All The Money I’ve Earned (and Spent) In My Lifetime. Then come back and mock me for my irresponsibility! iHeartBudgets has been around for just over a year and a half, and just recently within the last month, I've had a bunch of new people show up and participate in the shenanigans on this here site. For all the awesome new peeps who are dropping by from other sites, or just ended up here because you got lost on the internet, WELCOME! For those who want to know what this site's all about, I've put together a … [Read more...]

Christmas On The Credit Cards

Christmas On The Credit Cards

Today's post is one that I wrote last year, but I find it still packs a fun holiday punch. Enjoy! Christmas time has come and gone. Presents were opened. Recycling bins stuffed with wrapping paper. Stuff was acquired. And most people had a pretty darn good time enjoying the holiday season. Sadly, it's all over. But for some, the fun is just beginning! Christmas On The Credit Cards As much as we love the memories, food and presents of the holidays, sometimes the holidays come back to bite us in the butt. I'm talking about when we finance our happiness through purchases on credit cards … [Read more...]

Enjoy Christmas By Remembering This One Thing

Enjoy Christmas By Remembering This One Thing

Christmas is finally here. After what seems like months of preparing, we finally get to enjoy the culmination of the Christmas season on Christmas day itself. So what are you feeling about that? Does that bring a sense of joy when getting together with family and friends to enjoy a few days off and celebrate? Or does it bring a sense of relief, that the pressure of the gift buying and party prepping and money burning is finally about to be off, and you can cry in the corner with a glass of wine during Christmas breakfast...? Or maybe you are just sick of hearing about it on EVERY COMMERCIAL … [Read more...]

How To Travel For Free: A Free Trip To Hawaii For 7 People

How To Travel For Free: A Free Trip To Hawaii For 7 People

December marks our one-year anniversary on our adventure earning tons of credit card travel rewards. It started out with a simple goal; "One free family vacation every year." I had read about people traveling around the world on rewards points and such, but it sounded too complicated and elaborate for normal folk such as ourselves to ever get any benefit out of it. We decided to make the leap in December 2012 and have taken 3 trips since then, all paid for with credit card rewards. So for booking our last trip of the year, I decided to step it up a notch and try to get our family to Hawaii … [Read more...]

My Thoughts On Financial Independence

My Thoughts On Financial Independence

I sucked with money. For a long time. I have blown through more money than most people have had pass through their hands in the past decade. Most everyone around me was terrible with money as well, giving me the impression that I was just being normal. But after picking up a Dave Ramsey book, I realized that normal = broke, and I was well on my way to staying broke forever. I finally learned a few things about how money works, how I should handle it, and how having a budget roadmap for every dollar of my income can change our financial legacy forever. I got extremely passionate about trying … [Read more...]

Brand New Resources Page For The Financially Savvy

Brand New Resources Page For The Financially Savvy

After you check out my resources page, check out my guest post on Fatwallet.com on how to travel home for the holidays for FREE. A quick post today to announce that I have FINALLY put together a financial and life resources page for you beautiful budgeters out there. It's been a long time coming, and I finally just sat down and put together some of the best tools to learn about keeping more or your hard-earned money and getting the most for every dollar. So go ahead. Hop on over to check it out and let me know what you think! This list is just the beginning, as I have a TON more to add. … [Read more...]

Cash Envelope System Review and Giveaway

Cash Envelope System Review and Giveaway

The following post is a review from the always wonderful Mrs. iHB (aka Michelle, aka wife) Melissa from A Time For Everything was super sweet and generous and sent me one of her beautiful cash envelope systems to try out, along with a coordinating change purse.  First of all, let me just say how freaking adorable these things are.  She has about 8 billion patterns and I basically wanted one of each.  Jake told me I couldn't have them all and would have to choose one…boo.  After much debate I settled on one and found an adorable pattern for a coordinating change purse.  She was super speedy in … [Read more...]