Personal Finance Rap Video

Personal Finance Rap Video

Yes. You read that right. My buddy Matt over at Listen Money Matters is talented. Not only does he have a wicked-cool site and podcast, but apparently he can rap. And not like the "my buddies and I were drinking one night and I rapped about how drunk I was" kind of rap. No, he's got FINANCIAL SWAGGER, and has absolutely set the bar for entertaining personal finance songs. So, without further ado, here is "All My Money" by Matt Giovanisci. For more details on the sing, including lyrics and a "Making Of" video, check out THIS POST. … [Read more...]

Used Cars Are Not Money Pits. New Cars Are.

Used Cars Are Not Money Pits. New Cars Are.

And it's time again for my monthly car rant, the game where I show you, the readers, how buying new cars and getting car loans is single-handedly keeping the middle class broke. For those that aren't familiar, feel free to review a few of my favorites, including: You Don't Need A New Car Things I Couldn't Do If I Had A Car Payment How To Buy A Used Car Like A Boss Wisdom About Cars From My Grandpa We Only Drive Fancy Cars And of course… Your Hybrid Car Is A Waste Of Money Today we're going to tackle the ridiculous idea that "cars with high mileage are too unreliable … [Read more...]

You Can’t Take It With You

You Can’t Take It With You

Life has a way of cruisin' along just fine for a long while, and then completely overwhelming you all at once. It ebbs and flows like the tides of the ocean, but can hit you like a tidal wave without warning, destroying your reality and leaving you there to pick up the pieces. I lost two grandparents in the past month. Cancer Sucks Before Michelle and I even got married, we were already talking about baby names. In fact, we had already picked out our first daughter's name while we were dating. And it was no question that her middle name would be June. My grandma June was the sweetest, … [Read more...]

Jacob Featured On Stacking Benjamins Podcast!

Jacob Featured On Stacking Benjamins Podcast!

Hey everyone, Happy Monday! Just wanted to let you all know that I did a very in-depth interview over at StackingBenjamins.com that went over the details of how I spent EVERY DOLLAR that had passed through my hands from age 0 to age 27 (I just turned 28). So head on over to to Stacking Benjamins and click on THIS POST to hear all about my life growing up, blowing through a tons of cash, and the lessons I've learned over the years. And then feel free to let me know how ridiculous I am and how I shouldn't be giving money advice! ;) … [Read more...]

Welcome Everyone!

Welcome Everyone!

Hey everyone! Check out my guest post over at Budgets Are Sexy. I talked about All The Money I’ve Earned (and Spent) In My Lifetime. Then come back and mock me for my irresponsibility! iHeartBudgets has been around for just over a year and a half, and just recently within the last month, I've had a bunch of new people show up and participate in the shenanigans on this here site. For all the awesome new peeps who are dropping by from other sites, or just ended up here because you got lost on the internet, WELCOME! For those who want to know what this site's all about, I've put together a … [Read more...]

FinCon Ignite Speech Is Now Live

Hey Everyone! Exciting news! You can now agonize with everyone else by watching my 5-minute rapid-fire speech from the Financial Blogger Conference that I went to recently. If you don't know what Ignite is, here's the details in a nutshell: You get 20 presentation slides and the automatically switch every 15 seconds. That's it. So, without further delay, here's my speech at FinCon Ignite 2013. … [Read more...]

I’m Going To The Financial Blogger’s Conference

I’m Going To The Financial Blogger’s Conference

Hey homies. Just wanted to throw up a fun announcement today. I mentioned it a few weeks back, but I am heading down to St. Louis in mid-October to go to the Financial Blogger's Conference (or FinCon). It doesn't really get any nerdier than that! A bunch of great financial bloggers are heading down for 4 days of fun and excitement, with some amazing speakers and awesome networking opportunities. Yes, it will be nerdy, but it will also be awesomely motivating for newbie bloggers such as myself to learn from those who have done this for over a decade, and those who have built some rather … [Read more...]

I Am Blessed

I Am Blessed

To this day, I am still in awe. In awe of where I am today. In awe of how ridiculously blessed I am. And in awe that I still get to wake up every single day next to my best friend. I mean seriously, LOOK AT HER! How in the world did a schlub like me end up with this beautiful woman?? And how in the world has she convinced herself to stay married to me for the past 5 amazing years?! It is one of the mysteries of the world that I don't know if I will ever fully comprehend. And to think that I get to enjoy getting to know her for the next 50 years, makes life all the more fun! Today marks 5 … [Read more...]