The Buy Nothing Project

The Buy Nothing Project

Stuff. We can’t seem to live without it. Over the decades, Americans have mastered the art of owning stuff. We even have stuff for our stuff. Heck, we even have stuff that stores the stuff for our stuff, all stuffed into a storage unit. It's ridiculous. Now, I'm not trying to bash the use of stuff. Stuff can be useful. It entertains, assists, satisfies our aesthetic needs and can even solve problems. Stuff is pretty great. But for some reason, we can't seem to find a good way to deal with it once it has outlived its usefulness. We either try to sell it, throw it away, or store it … [Read more...]

I’m Giving Away A Moto X Cell Phone Courtesy Of Republic Wireless

I’m Giving Away A Moto X Cell Phone Courtesy Of Republic Wireless

Ok, here's the deal. The good folks at Republic Wireless (and I don't use the term 'good folks' lightly about companies, because I'm always skeptical about people that want to take my money, but RW continues to impress) sent me a gift. I received a Moto X phone to demo, test out, kick the tires on a (hopefully) enjoy. And as I opened the package that landed on my doorstep a little while back….there were two boxes. HMMMMMMM!!! I pulled them out, and in front of me sat two, identical, brand new Moto X cell phones. One for me. One for you. Yup, they stand behind their product. And for a … [Read more...]

Republic Wireless Review: You Need To Run The Numbers

Republic Wireless Review: You Need To Run The Numbers

About a year ago, a Republic Wireless rep. reached out to me to see if I had ever heard of them. At first, I thought it was some sort of scheme for ads, so I ignored. But I eventually found my way over to their site, and realized that they had created something awesome, at a price point NO ONE could ignore. The Little Guy With A Big Idea They kindly sent me a demo phone with which to try out, which I didn't like much. It was old Android, and I owned a newer Windows Phone (don't hate) from work. But I tried out the phone for what is was good at, and it performed well. They used your home WiFi … [Read more...]

How To Not Worry About Money Ever Again (And It’s Not What You Think!)

How To Not Worry About Money Ever Again (And It’s Not What You Think!)

Hi, I'm Jacob Wade. You may have seen in features such as "budget and love it" and "who said frugal didn't know how to partay?!" I'm here today to tell you about a revolutionary new way to think about YOUR money. It's an amazing tool that will allow you, the average citizen, to turn into a FINANCIAL SUPERHERO (cape sold separately). Come and learn how to not worry about money for the rest of your life! Do You Lose Sleep At Night? Do money troubles cause you to lose sleep? Are you irritable and annoyed when talking about money? Do you have a pile of unpaid bills mocking you every time you … [Read more...]

You Are Being Boiled Alive

You Are Being Boiled Alive

I am never one to place financial blame on the government, or corporations, or anyone else for your financial problems. Those problems are yours, and you have MUCH more control over them than society thinks. But the majority of people I help through my financial coaching just don't see the impact of all the small expenses in their budget. I always try to show them the long term impact of these things, and many people are shocked at how a few simple items could delay their retirement a few years! Yes, the latte factor is in full effect, but this time it's not lattes killing the … [Read more...]

How To Save Money: Use Priceblink

How To Save Money: Use Priceblink

Ok, here's the deal. Most, if not all, of you shop online. Let's face it. It's convenient (no getting off my butt to buy stuff) and usually cheaper (no storefront = less overhead costs = savings to you) and can be downright frustrating! Where do I find the best deal? How much is shipping? Does this product even have good reviews? These questions run through your head every time it's time to make a purchase online. And they should. Finding the best deal on ANYTHING takes some research and thought to make sure you are getting the best product for the best price. But today I want to talk … [Read more...]

Used Cars Are Not Money Pits. New Cars Are.

Used Cars Are Not Money Pits. New Cars Are.

And it's time again for my monthly car rant, the game where I show you, the readers, how buying new cars and getting car loans is single-handedly keeping the middle class broke. For those that aren't familiar, feel free to review a few of my favorites, including: You Don't Need A New Car Things I Couldn't Do If I Had A Car Payment How To Buy A Used Car Like A Boss Wisdom About Cars From My Grandpa We Only Drive Fancy Cars And of course… Your Hybrid Car Is A Waste Of Money Today we're going to tackle the ridiculous idea that "cars with high mileage are too unreliable … [Read more...]

It’s Time To Cut The Cable and Home Phone

It’s Time To Cut The Cable and Home Phone

Since it's a new year, I figure I would post this up. It's the first thing you should do to save your money and your sanity in 2014. If you still have cable, please read this. And then let me know why. :) Today, I've got a special offer for all the wonderful readers of iHeartBudgets. I am going to give away a 4 day cruise to the Bahamas to everyone who reads this post! You read that right, 4 days of all-inclusive fun in the tropic sun, visiting places like Jamaica and Nassau. Swim with the dolphins, eat like a king and let your worries melt away. All you need to do is cut the cable and home … [Read more...]