The following is an excerpt from one of the chapters I wrote in the book, “The A-Z of Saving Money“. We’ve reduced the price to ONLY $4.99, down from $15. Definitely worth the read, and stocked full of insanely practical tips for saving money now! Check it out, and let me know what you think When you hear the word “frugal”, what images come to mind? Is it a cheapskate arguing over the coupon code at the grocery store register? Is it the couple who goes to Olive Garden and eats unlimited breadsticks and water for a free meal? Or maybe it’s your parents who told you “no” about 3,678,000 times when you asked if they could buy you something? Whatever images come to mind, the word “frugal” always seems like a party killer. I mean, no one RSVPs to the “most epic frugal party of all time!” It just … Continue reading →

The following post is from a friend as I trudge through the last week of tax season. I’m on commission. I pretty much have been my entire life. When I was in college I did phone surveys—the more I did an hour the more I got paid. I took a few summers to sell Pest Control—knocking doors wasn’t a lot of fun, but it paid off. I’ve done mortgages, cell phones, and even phone sales. It’s easy to say a majority of my life I’ve been on commission. The other day I was talking to a real estate agent who has what I’ll call the “live lavishly when I’m making huge commissions and then go back to peanut butter sandwiches” syndrome. I know, I know. It’s a long name for a syndrome. But it represents exactly how she, and many other commission-based workers, live their lives. She was in her late … Continue reading →