Ultimate Budget Series: Part 4 – Housing

Ultimate Budget Series: Part 4 – Housing

Welcome back to the Ultimate Budget Series. If you haven't have a chance to check out the rest of the series, here's what we've got so far: Introduction Income Income Taxes Today we’re going to talk about (most likely) the biggest expense in your budget!  That's right, today's topic is your housing expense. Most people have this expense at the top of their budget. And most make major money decisions having in mind how much this monthly cost is, because no one wants to accidently spend their rent money. And since this is the largest percentage of your budgets, I would recommend doing … [Read more...]

Ultimate Budget Series: Part 3 – Income Taxes

Ultimate Budget Series: Part 3 – Income Taxes

Welcome back to the Ultimate Budget Series. If you haven't have a chance to check out the rest of the series, here's what we've got so far: Introduction Income Tithing I remember when I got my first job at Fred Meyer (a grocery store for those not on the West Coast), and I BEYOND EXCITED to earn $6.25 an hour. I was scheduled for about 20 hours per week to start, so I quickly did the math and figured out I'd be $125 richer every week. BALLIN! But when I got my first check, I about died. Not only did I have to pay union dues (the crap am I going to do with a union at 16?), but I also … [Read more...]

Ultimate Budget Series: Part 2 – Tithing

Ultimate Budget Series: Part 2 – Tithing

Welcome back to the Ultimate Budget Series. If you haven't have a chance to check out the rest of the series, here's what we've got so far: Introduction Income Today we’re going to talk about one of the most debated and awesome line items in the budget: Tithing! Now, I know this is a hot topic for some, and for others it doesn't even matter. But the aim of this series is to go through the most common budget items in detail, and tithing is definitely one of them. And as a tithing Christian myself, I have some experience in this area, and would like to break it down so that we are all … [Read more...]

Ultimate Budget Series: Part 1 – Income

Ultimate Budget Series: Part 1 – Income

Ahh, income. The one thing that no one has enough of, but everyone has. If you don't have any income, hang up the internet right now, hop on your bike and go find a JOB! But for those of us who have some sort of income, we've got to do something with it. And that's why you're here. As the slogan goes, "Just because you make money, doesn't mean you know what to do with it!" Today I want to cover how to identify your income, track your income, and different ways that the "income" category fit into your budget. The focus will NOT be on how to make more money (I've already got a post on that), … [Read more...]

Ultimate Budget Series: Introduction

Ultimate Budget Series: Introduction

I have been on a wicked sweet budget for about 5 years now, and have helped quite a few others get on one as well. Over the years, our budget has flexed and changed with our life stages, and has grown into a fully mature budget, with savings buckets, seasonal budgeted categories, and filters to see how we do in each category. It's been a fun ride, and it's really cool to look back at my old "budgets" from back when I was "tracking" my income and watching my money disappear. After starting to put together budgets for others, I have really started to see some trends in how certain categories are … [Read more...]