Have you ever felt like no matter what you do, you can't seem to win with money? Your credit card debt stays the same (or gets worse) every monthYou try to save, but something always comes upYou live paycheck to paycheck and can’t get ahead I get it. Back in 2008, I was living paycheck to paycheck with no real idea HOW to get ahead. But my Fiancé’s brother dropped a Dave Ramsey book … [Read more...] about How To Start A Budget (+ Free Budget Template!)
Have you ever had a financial emergency? You know, the thing that only happens at the WORST time possible? Like a fender bender when you’re already late for work? Or the dishwasher decides to throw a bubble party in your kitchen? Or your kids decide to use your flat screen TV for Nerf target practice (just before the Super Bowl?!) Life happens. And that’s where your Emergency … [Read more...] about Emergency Fund: Everything You Need To Know (updated 2019)
"It's beginning to look a lot like Christmas"….well, at least at our house it is! It is definitely that time of the year again, and all things that twinkle and jingle start showing up everywhere you turn! I enjoy every part of the Christmas season, especially putting up Christmas lights (check 'em out here). And we're pretty stocked up on 'nog and gift wrap here in the iHB household, but we … [Read more...] about 5 Simple Ways To Save Money On Christmas Decorations
Do you have an old cell phone lying around collecting dust? Did you know that phone could put HUNDREDS of dollars back in your pocket?! I've put together the top places PAY CASH for your old cell phone. And I'll show you who pays the MOST! The best part is that all transactions are ONLINE, which makes this the simplest, and SAFEST way to sell your old phone. Who Pays The Most For … [Read more...] about Where Can I Sell My Phone? Top 7 Places That Pay Cash!
Having received thousands of responses to my iHB survey (you can take this survey after signing up for my newsletter), one question that pops up often is: "What should I do with my money?" These people have started to take back control of their money, gotten on a Budget, and want to put a financial plan in place for their hard-earned dollars. This is the same question I asked myself 12 … [Read more...] about Personal Finance 101
When I first got engaged to Michelle (over 10 years ago now!), I was in the habit of living paycheck to paycheck, and really had NO IDEA where my money was going. I quickly realized if we were going to make our marriage work, I needed to get on a budget! Luckily, my brother-in-law dropped an audiobook on my lap of The Total Money Makeover by Dave Ramsey, and the rest is history! We got on a … [Read more...] about How We Survived On $14 An Hour – Exact Budget Details Included!