OK, here's the deal. Coronavirus is not going away, and many of you are starting to feel the affects of this on your paycheck and your lifestyle. The markets are down, people are being told to stay at home, and many who don't have sick pay are out of income for a while! Let's talk about how to budget during this pandemic, what money moves to make, and how to weather the storm without … [Read more...] about Emergency Budget: How To Budget During A Pandemic
Budgeting
The 50/30/20 Rule: Does This Budget Actually Work?
What Is The 50 30 20 Rule? The 50 / 30 / 20 Rule was first coined by Elizabeth Warren and her daughter in her book All Your Worth: The Ultimate Lifetime Money Plan. It's a simple rule to give a general guideline on how to budget your money. Here's a breakdown of how it works: 50% of your income goes toward your "Needs" (Housing, Groceries, Utilities, Transportation, Bills, Insurance, Debt … [Read more...] about The 50/30/20 Rule: Does This Budget Actually Work?
YNAB Review (2020): The Perfect Budgeting App?
With a cult-like following, YNAB (stands for "You Need A Budget"), which started as a custom spreadsheet, has turned into a complete budgeting solution, helping users "save over $6,000 in their first year using the software!" But is all the hype true? I've been using YNAB for over a year, and wanted to give a fair and honest review, so keep reading to see if YNAB is the best budgeting app … [Read more...] about YNAB Review (2020): The Perfect Budgeting App?
8 Steps To Start A Budget In YNAB (For Beginners)
So you decided to take the plunge and try YNAB free for 34 days? Congratulations! Now it's time to roll up your sleeves and create your very first budget! I've been using it for over a year, and wanted to put together a step-by-step guide for beginners on how to start a budget in YNAB. Ready? Let's go! Step 1: Create A New Budget Once you sign in, you can open a new budget, … [Read more...] about 8 Steps To Start A Budget In YNAB (For Beginners)
Mint Review 2020: The Best Free Budgeting App?
When it comes to budgeting apps, Mint has held the top spot for a long time. It started in 2006, boasts over 15 million users, and is owned by the tech giant Intuit. But how does it stack up as a budgeting tool? Can it really help you save money and hit your goals? I have used Mint on and off over the past 10 years, and recently jumped back in to give a complete review and see how it stacks … [Read more...] about Mint Review 2020: The Best Free Budgeting App?
Mint – Start Your Budget In 6 Easy Steps!
Mint.com has been around for over a decade, and has over 15 million users! I've been a user on and off for almost 10 years, and wanted to put together a simple guide to get your budget up and running with Mint. Related -> See my complete review of Mint and all of it's features Step 1: Create A Mint Account First things first, you need to sign up for a Mint.com account. Use your … [Read more...] about Mint – Start Your Budget In 6 Easy Steps!