I personally use both Mint and Personal Capital, and they are the top free money apps in my opinion. I still use YNAB for my day-to-day budgeting, but both Mint and Personal Capital have unique features that I really enjoy. But which one gives you the most control of your finances, and which one truly is the best free money app available? Let's compare these apps side-by-side and see which … [Read more...] about Personal Capital vs Mint (2020) – Which FREE Money App Is Best?
Creating your first budget can feel overwhelming at first. That's why I put together the Step-by-Step Guide to creating a budget. And to properly organize your budget, I've compiled a comprehensive list of budget categories to get you started! I personally organize my budget into 4 different sections: IncomeBillsDaily SpendingSavings Buckets This helps you separate your fixed expenses … [Read more...] about 138 Personal Budget Categories To Use In Your Budget
YNAB is one of the most popular budgeting apps out there. I have personally used several versions of it over the past decade, and currently track our budget with YNAB even today! If you search on Reddit or other popular money forums, you will see overwhelmingly positive reviews, and lots of fans that adore everything about YNAB. But it's not for everyone. And instead of simply NOT budgeting … [Read more...] about 5 YNAB Alternatives (2020): Cheaper (and Free) Budgeting Apps
OK, here's the deal. Coronavirus is not going away, and many of you are starting to feel the affects of this on your paycheck and your lifestyle. The markets are down, people are being told to stay at home, and many who don't have sick pay are out of income for a while! Let's talk about how to budget during this pandemic, what money moves to make, and how to weather the storm without … [Read more...] about Emergency Budget: How To Budget During A Pandemic
What Is The 50 30 20 Rule? The 50 / 30 / 20 Rule was first coined by Elizabeth Warren and her daughter in her book All Your Worth: The Ultimate Lifetime Money Plan. It's a simple rule to give a general guideline on how to budget your money. Here's a breakdown of how it works: 50% of your income goes toward your "Needs" (Housing, Groceries, Utilities, Transportation, Bills, Insurance, Debt … [Read more...] about The 50/30/20 Budget: A Simple Guide (and Free Template!)
With a cult-like following, YNAB (stands for "You Need A Budget"), which started as a custom spreadsheet, has turned into a complete budgeting solution, helping users "save over $6,000 in their first year using the software!" But is all the hype true? I've been using YNAB for over a year, and wanted to give a fair and honest review, so keep reading to see if YNAB is the best budgeting app … [Read more...] about YNAB Review (2020): The Perfect Budgeting App?