I've talked before about those little emergencies that can absolutely kill your monthly budget, causing you to dip into savings or go into further debt to take care of. Things such as broken appliances, car repairs, water leaks and Christmas seem to come out of nowhere to blow up your budget. My solution to this is to create savings buckets for items that you can reasonably expect to pay for at … [Read more...] about Seasonal Budgeting
In my comments, my awesome real estate agent Robby Leviton dropped a link to a sweet-tastic infographic put on by Intuit. It was posted about a year ago, but the details are still relevant. I wasn't surprised in the slightest that the largest expenses were food and entertainment. Now, I am all for gettin' my food on and catching a good flick, but there are thousands of dollars in potential savings … [Read more...] about Budgeting Infographic
As the New Year approaches, we all look ahead and see a blank slate. No matter what happened in 2012, we know that we're going to accomplish EVERYTHING in 2013. We've got big plans, big dreams, and the future looks so bright we need some flippin' sweet shades! And as the year rolls around, we step out the front door, ready to take on the world. The only problem is…..we forgot to put on … [Read more...] about 5 Reasons To Start A Budget For 2013
A while ago, I wrote about how I don't make enough money to pay my bills. And though technically true, I do make enough money annually to cover all my expenses and we have a sizeable savings fund set up in case we need it to pay for anything. After writing that post, I have gotten a lot of search traffic directed toward that post, with many people desperate for answers on what to do when there's … [Read more...] about Not Enough Money At The End Of The Month?
It was about 4 1/2 years ago that Michelle and I sat down for the first time with a paper and a pencil to create our first budget just before getting married. Now, up until this point, we had kept our finances separate, which I think was a good idea, but now we were engaged and about to start our life together, so I wanted to make sure we were on the same page financially. This was a MUCH more … [Read more...] about Our First Budget Story
The following is a guest post. To learn more about guest posting on iHeartBudgets, please contact me. I remember it like it was yesterday. Once a year, every year, my kind older lady of a boss would come around asking each of us what we needed. Necessary or not, she was looking for expenses because our company’s budgeting process encouraged end-of-year spending. I could tell that she was not a … [Read more...] about Not All Budgets are Created Equal