There is nothing more depressing in your financial life than staring at a credit card balance that you CANNOT pay off. If you have ever felt STUCK, with no way out, you are not alone. This is a crushing weight that has 1 in 11 Americans stating they feel they will "never be free from credit card debt." (1) BUT THERE IS A WAY. Today we're going to solve the problem, get you on a plan to … [Read more...] about Pay Off Credit Card Debt For Good: A Complete Guide
Destroy Your Car Payment (And Never Borrow Again!)
I believe that car payments are single-handedly keeping the middle class BROKE. If you have a car payment, PLEASE read below, even if only the MATH part (it might make you sick….). You are losing more money than you know, and something needs to change. Car Payments Are Bad, Here's The Math According to Experian, in June 2018 the average car loan amount was $31,455, and the … [Read more...] about Destroy Your Car Payment (And Never Borrow Again!)
“I Can’t Even Afford To Eat”
I receive comments on my blog everyday. Some are happy, some are angry, and some just hit my heart like a ton of bricks. Today, I received one of those comments. A reader came across our story of how we survived on $14 an hour. In that post, we break down the exact budget we used to live on $14 an hour during our first year of marriage. It was a tight budget, but we made the most of it, … [Read more...] about “I Can’t Even Afford To Eat”
Want To Get Out Of Debt? Start Here
Debt. Everyone seems to have it. It's almost a familiar friend at this point. Except it's the kind of friend who borrows your sweater and never gives it back. And then comes over and eats your leftovers without asking. And after borrowing your car for a week, returns it with a dent on the front bumper…AND DOESN'T EVEN MENTION IT! Yes, debt is a burden and a problem that nearly everyone has … [Read more...] about Want To Get Out Of Debt? Start Here
Paying Off Student Loans With Credit Card Rewards!
Disclaimer: Credit cards can be a dangerous tool that helps dig you into massive debt at a high interest rate. I NEVER recommend anyone using the below strategies who has been in massive credit card debt AND who is NOT on a budget plan. It took us 3 years running a cash-only budget before we could dip our toes into credit cards, and I recommend anyone starting out take at least 1 YEAR on a … [Read more...] about Paying Off Student Loans With Credit Card Rewards!
Why Are You Still In Debt?
Debt. We all know it's not that great. Most people who have a budget have somewhere in their life goals to be "debt free". And I know some people who are making that a reality. But far too many still have debt hanging around like an ugly decoration on their wall, stinking up the entire feng shui of the place. My question is: WHY ARE YOU STILL IN DEBT? It's simple. Just let me know in the … [Read more...] about Why Are You Still In Debt?