I receive comments on my blog everyday. Some are happy, some are angry, and some just hit my heart like a ton of bricks. Today, I received one of those comments. A reader came across our story of how we survived on $14 an hour. In that post, we break down the exact budget we used to live on $14 an hour during our first year of marriage. It was a tight budget, but we made the most of it, … [Read more...] about “I Can’t Even Afford To Eat”
Want To Get Out Of Debt? Start Here
Debt. Everyone seems to have it. It's almost a familiar friend at this point. Except it's the kind of friend who borrows your sweater and never gives it back. And then comes over and eats your leftovers without asking. And after borrowing your car for a week, returns it with a dent on the front bumper…AND DOESN'T EVEN MENTION IT! Yes, debt is a burden and a problem that nearly everyone has … [Read more...] about Want To Get Out Of Debt? Start Here
Paying Off Student Loans With Credit Card Rewards!
Disclaimer: Credit cards can be a dangerous tool that helps dig you into massive debt at a high interest rate. I NEVER recommend anyone using the below strategies who has been in massive credit card debt AND who is NOT on a budget plan. It took us 3 years running a cash-only budget before we could dip our toes into credit cards, and I recommend anyone starting out take at least 1 YEAR on a … [Read more...] about Paying Off Student Loans With Credit Card Rewards!
Why Are You Still In Debt?
Debt. We all know it's not that great. Most people who have a budget have somewhere in their life goals to be "debt free". And I know some people who are making that a reality. But far too many still have debt hanging around like an ugly decoration on their wall, stinking up the entire feng shui of the place. My question is: WHY ARE YOU STILL IN DEBT? It's simple. Just let me know in the … [Read more...] about Why Are You Still In Debt?
Used Cars Are Not Money Pits. New Cars Are.
And it's time again for my monthly car rant, the game where I show you, the readers, how buying new cars and getting car loans is single-handedly keeping the middle class broke. For those that aren't familiar, feel free to review a few of my favorites, including: You Don't Need A New Car Things I Couldn't Do If I Had A Car Payment How To Buy A Used Car Like A Boss Wisdom About Cars From … [Read more...] about Used Cars Are Not Money Pits. New Cars Are.
What If I Never Borrowed Money Ever?
As I was getting ready for bed the other night, I was lamenting to my wife how tired I was, but how I wanted to write something epic for this here blog. I started a few posts, but couldn't bring myself to finish them because my heart was not in it. I wanted to write something to get people thinking, to get them to change the way they look at the world. But was I even capable of thinking outside … [Read more...] about What If I Never Borrowed Money Ever?