Is the thought of paying off your debt overwhelming? Keeping up with the minimum payments, tracking your debt payoff progress and trying to avoid MORE debt is hard. I want to show you the SIMPLEST way to tackle your debt payoff journey, with the Free Debt Snowball Spreadsheet! What Is The Debt Snowball? Before we dive into the details of the Debt Snowball Spreadsheet, let's talk … [Read more...] about Free Debt Snowball Spreadsheet [+ Video]
Personal Finance 101
Having received thousands of responses to my iHB survey (you can take this survey after signing up for my newsletter), one question that pops up often is: "What should I do with my money?" These people have started to take back control of their money, gotten on a Budget, and want to put a financial plan in place for their hard-earned dollars. This is the same question I asked myself 12 … [Read more...] about Personal Finance 101
Pay Off Credit Card Debt For Good: A Complete Guide
There is nothing more depressing in your financial life than staring at a credit card balance that you CANNOT pay off. If you have ever felt STUCK, with no way out, you are not alone. This is a crushing weight that has 1 in 11 Americans stating they feel they will "never be free from credit card debt." (1) BUT THERE IS A WAY. Today we're going to solve the problem, get you on a plan to … [Read more...] about Pay Off Credit Card Debt For Good: A Complete Guide
Destroy Your Car Payment (And Never Borrow Again!)
I believe that car payments are single-handedly keeping the middle class BROKE. If you have a car payment, PLEASE read below, even if only the MATH part (it might make you sick….). You are losing more money than you know, and something needs to change. Car Payments Are Bad, Here's The Math According to Experian, in June 2018 the average car loan amount was $31,455, and the … [Read more...] about Destroy Your Car Payment (And Never Borrow Again!)
“I Can’t Even Afford To Eat”
I receive comments on my blog everyday. Some are happy, some are angry, and some just hit my heart like a ton of bricks. Today, I received one of those comments. A reader came across our story of how we survived on $14 an hour. In that post, we break down the exact budget we used to live on $14 an hour during our first year of marriage. It was a tight budget, but we made the most of it, and … [Read more...] about “I Can’t Even Afford To Eat”
Want To Get Out Of Debt? Start Here
Debt. Everyone seems to have it. It's almost a familiar friend at this point. Except it's the kind of friend who borrows your sweater and never gives it back. And then comes over and eats your leftovers without asking. And after borrowing your car for a week, returns it with a dent on the front bumper…AND DOESN'T EVEN MENTION IT! Yes, debt is a burden and a problem that nearly everyone has … [Read more...] about Want To Get Out Of Debt? Start Here