Disclaimer: Credit cards can be a dangerous tool that helps dig you into massive debt at a high interest rate. I NEVER recommend anyone using the below strategies who has been in massive credit card debt AND who is NOT on a budget plan. It took us 3 years running a cash-only budget before we could dip our toes into credit cards, and I recommend anyone starting out take at least 1 YEAR on a … [Read more...] about Paying Off Student Loans With Credit Card Rewards!
Debt. We all know it's not that great. Most people who have a budget have somewhere in their life goals to be "debt free". And I know some people who are making that a reality. But far too many still have debt hanging around like an ugly decoration on their wall, stinking up the entire feng shui of the place. My question is: WHY ARE YOU STILL IN DEBT? It's simple. Just let me know in the … [Read more...] about Why Are You Still In Debt?
And it's time again for my monthly car rant, the game where I show you, the readers, how buying new cars and getting car loans is single-handedly keeping the middle class broke. For those that aren't familiar, feel free to review a few of my favorites, including: You Don't Need A New Car Things I Couldn't Do If I Had A Car Payment How To Buy A Used Car Like A Boss Wisdom About Cars From … [Read more...] about Used Cars Are Not Money Pits. New Cars Are.
As I was getting ready for bed the other night, I was lamenting to my wife how tired I was, but how I wanted to write something epic for this here blog. I started a few posts, but couldn't bring myself to finish them because my heart was not in it. I wanted to write something to get people thinking, to get them to change the way they look at the world. But was I even capable of thinking outside … [Read more...] about What If I Never Borrowed Money Ever?
The following is a post from Kyle at The Penny Hoarder. Thanks Kyle for your help while I'm out helping people take money back from the government! Dave Ramsey advocates that people who are in debt sell everything around the house. Sell so much stuff, he says, that the kids and dogs are afraid they will be next. Take a no holds barred approach to making as much money as quickly as you can to … [Read more...] about 4 Crazy Ways to Earn Money to Pay Off Debt
I hate car payments. With a passion. If you haven't noticed, I don't write about the best way to finance your car, which lease is the best option, or how to pay off your car loan with your home equity line of credit that you pulled out just before the housing bubble crashed, securing your car debt to your home, which you promptly wrecked while texting on your $100-a-month data plan phone that you … [Read more...] about Things I Couldn’t Do If I Had A Car Payment