This post is sponsored by SAVVI Financial. You can find more details on their financial planning app here. All reviews and opinions expressed in this post are 100% our own. Putting together a COMPLETE financial plan can be a daunting task. I mean, if putting together a simple monthly budget scares people, how about planning for retirement?! I recently test-drove a very cool Financial … [Read more...] about SAVVI Financial Review: A research-backed financial planning app
Create a budget that works is the #1 way to fix your money situation. And finding the right budget template can help you figure out exactly how to spend your money each month I'm a big fan of Zero-Based Budgeting, and have collected my favorite budget templates and apps on the internet available right now. Check out our top zero-based budget templates, and let me know which one you are going … [Read more...] about Top 7 Zero Based Budget Templates and Apps (2020)
One of the most important numbers you can track is your Net Worth. It's probably the best gauge of whether you are making positive or negative decisions with your money. I personally use Personal Capital to track mine, but you can also use a simple spreadsheet to put it together as well. The basic formula is: ASSETS (what you own) - LIABILITIES (what you owe) = Net Worth The BIG IDEA … [Read more...] about How To Calculate Your Liquid Net Worth Quickly
Personal Capital vs Mint Review Summary Personal Capital and Mint are both FREE, but serve different purposesMint is focused on day-to-day budgeting and tracking your spendingPersonal Capital is best for tracking your investments and planning your retirementMint has great reporting for your spending and showing your money trendsPersonal Capital helps you make smarter investing decisions, … [Read more...] about Personal Capital vs Mint (2020) – Which FREE Money App Is Best?
I love budgets, but the budget is simply a tool to help you save more money! The whole point of tracking your spending, lowering your expenses or finding extra income is to help you increase the amount of money you can save every month! But where do you save that extra money? And what is it for? I want to show you my personal savings account strategy, and why I have multiple savings … [Read more...] about How Many Savings Accounts Should You Have?
Creating your first budget can feel overwhelming at first. That's why I put together the Step-by-Step Guide to creating a budget. And to properly organize your budget, I've compiled a comprehensive list of budget categories to get you started! I personally organize my budget into 4 different sections: IncomeBillsDaily SpendingSavings Buckets This helps you separate your fixed expenses … [Read more...] about 138 Personal Budget Categories To Use In Your Budget