Let's talk about the NOT sexiest part of personal finance: Life Insurance! For real, nothing brings down the mood more than starting conversations like "so….if I died…." But it is an important part of having a complete financial plan, and luckily, getting life insurance has NEVER been easier! In my opinion, I choose Term Life Insurance, because it can be a more cost efficient option … [Read more...] about 8 Best Life Insurance Companies 2020 (Get Quotes Online!)
6 Best Money Market Accounts (May 2020)
Finding the best place to stash your cash is always a challenge. There are hundreds (thousands?) of banks and savings accounts to choose from! There are different reasons for each type of account, and for me, Money Markets are the PERFECT PLACE to stash your Emergency Fund. In fact, we personally put our Emergency Fund in a Money Market account. The money is accessible, but can't be spent … [Read more...] about 6 Best Money Market Accounts (May 2020)
Where’s My Stimulus Check?! Get My Payment App Let’s You Check Status
On April 13th, the IRS started sending out Stimulus Payments to American taxpayers. Related: Second Stimulus Check Proposed ($2,000 a month!!) They claimed to have sent out over 80 Million direct deposit payments, but many people did NOT get paid, many who qualified and were expecting direct deposit payment. And there are also millions who will NOT be getting direct deposit, but do they … [Read more...] about Where’s My Stimulus Check?! Get My Payment App Let’s You Check Status
9 Best High Yield Savings Accounts (June 2020)
Have you ever looked at how much interest you are earning in your savings account? According to the FDIC1, the national average savings account interest rate is a TINY 0.07% Lame. Many online banks have popped up over the past decade, and they are offering some incredible rates, up to 20x more than the average savings account interest rate. I've compiled a list of the top high-yield … [Read more...] about 9 Best High Yield Savings Accounts (June 2020)
COVID-19 Mortgage & Rent Relief: What You Need To Know
A new month just started, and with millions out of work, and many more dealing with the effects of the novel coronavirus, many are struggling just to put food on the table, let alone pay their rent or mortgage for this month. Related: For more financial help, check out the details on your Stimulus Check, Who Qualifies for Unemployment, and my complete COVID-19 Financial Resources … [Read more...] about COVID-19 Mortgage & Rent Relief: What You Need To Know
COVID-19 Student Loan Relief: Who Qualifies And How Does It Work?
During the COVID-19 health crisis, many Americans are losing their income. Some reports even claim that over 30% could be on unemployment during the peak of the financial crisis we are in. The most important thing you can do is to get on an emergency budget, take care of your immediate needs and your family. But those with large amounts of Student Loan Debt have an additional burden to think … [Read more...] about COVID-19 Student Loan Relief: Who Qualifies And How Does It Work?