Hello all you beautiful readers of iHeartBudgets! Don't forget about our iPad 3 Giveaway! that is going on now! Do you remember the first time you held a $1 bill? Do you remember when you owned your first $1 bill? I remember for me it was trading in my saved up change for $1, which I stuck in my change jar at my grandpa's lake cabin. It was an awesome feeling to have real buying power outside … [Read more...] about What Does $1 Mean To You?
Have you ever gotten to the end of the month and realized you spent WAY too much money on food? Or maybe you can't seem to find where your paycheck went? I've been there more times than I would like to admit, and really, until I started budgeting every month, that was the norm. I would drop a good $600 a month on fast food. I would look at my bank account and make sure I had just enough money to … [Read more...] about How To Save Money: Using Cash Envelopes
Remember when I told everyone why we weren't refinancing our mortgage? And then I ate my words by posting about our upcoming mortgage refinance? Well, good news, ladies and gents! Our mortgage refinance has finally closed, and there were NO ISSUES! Yes, really, it was as smooth as the other side of the pillow (wait, what's the saying again?). Either way, it was awesome, and now we're saving $200 a … [Read more...] about Mortgage Refinance Completed!
It was about 4 1/2 years ago that Michelle and I sat down for the first time with a paper and a pencil to create our first budget just before getting married. Now, up until this point, we had kept our finances separate, which I think was a good idea, but now we were engaged and about to start our life together, so I wanted to make sure we were on the same page financially. This was a MUCH more … [Read more...] about Our First Budget Story
As we approach one of the biggest national holidays in the U.S., my Facebook page has been flooded with family and friends talking about what they are thankful for in their lives. My sister in particular has been doing this daily and it really has gotten me thinking about what I an truly thankful for in my life. And though I am truly grateful for everything we have been blessed with in our lives, … [Read more...] about Thanksgiving
If you want to witness sadness and the total consummation of the human soul with materialism, stop by your local Best Buy or Wal-Mart sometime this week before Thanksgiving. News sources in California and Ohio are already reporting that a line of people has started forming for the Black Friday door-buster deals. Yes, today is Monday. Yes, there people are foregoing a national holiday to save a few … [Read more...] about Black Friday: The Saddest Day Of The Year