Welcome to iHeartBudgets! First thing's first, if you haven't already, grab your FREE copy of our budget template so you can start on your journey to financial freedom! You'll get a copy of the spreadsheet we use, as well as access to our exclusive iHeartBudgets newsletter for tips and trick son managing your money and keeping more of it! Tons of you have recently downloaded this … [Read more...] about Download – Budget Spreadsheet With Video Tutorial
As we near Christmas, we finally start wrapping up the last of our holiday shopping. Gifts are purchased, wrapped and put under the tree as eager family awaits Christmas morning. In a flurry of wrapping paper, red bows and cardboard boxes, we get to enjoy gifts from those we love, and experience the joy of giving to our loved ones as well. But most people neglect to get themselves a gift. So … [Read more...] about Financially Stressed? Give Yourself This Gift
They hype. The hysteria. The holidays. Yes. We're right in the thick of it. 'Tis the season to hook a drain tube up to your wallet and watch your cash flow disappear faster than a Kardashian marriage. But, it's ok, because it's all in the name of "SAVING MONEY" People Love To Save Money One Day A Year In the day and age of "ONE DAY DEALS", there's more hype than ever over saving a TON of money … [Read more...] about Step By Step Guide To Your Holiday Shopping
Debt. Everyone seems to have it. It's almost a familiar friend at this point. Except it's the kind of friend who borrows your sweater and never gives it back. And then comes over and eats your leftovers without asking. And after borrowing your car for a week, returns it with a dent on the front bumper…AND DOESN'T EVEN MENTION IT! Yes, debt is a burden and a problem that nearly everyone has … [Read more...] about Want To Get Out Of Debt? Start Here
Welcome back to the Kitchen Remodel On A Budget series. Make sure to check out Part 1, Part 2, Part 3 and Part 4 to see how things kicked off! After finally getting the new countertops installed, the entire kitchen started feeling different. We now had the new design permanently installed, and we immediately felt the difference in adding twice the counter space to our small kitchen. And … [Read more...] about Kitchen Remodel On A Budget: Part 5
Disclaimer: Credit cards can be a dangerous tool that helps dig you into massive debt at a high interest rate. I NEVER recommend anyone using the below strategies who has been in massive credit card debt AND who is NOT on a budget plan. It took us 3 years running a cash-only budget before we could dip our toes into credit cards, and I recommend anyone starting out take at least 1 YEAR on a … [Read more...] about Paying Off Student Loans With Credit Card Rewards!