I love budgets, but the budget is simply a tool to help you save more money! The whole point of tracking your spending, lowering your expenses or finding extra income is to help you increase the amount of money you can save every month! But where do you save that extra money? And what is it for? I want to show you my personal savings account strategy, and why I have multiple savings … [Read more...] about How Many Savings Accounts Should You Have?
Creating your first budget can feel overwhelming at first. That's why I put together the Step-by-Step Guide to creating a budget. And to properly organize your budget, I've compiled a comprehensive list of budget categories to get you started! I personally organize my budget into 4 different sections: IncomeBillsDaily SpendingSavings Buckets This helps you separate your fixed expenses … [Read more...] about 138 Personal Budget Categories To Use In Your Budget
YNAB is one of the most popular budgeting apps out there. I have personally used several versions of it over the past decade, and currently track our budget with YNAB even today! If you search on Reddit or other popular money forums, you will see overwhelmingly positive reviews, and lots of fans that adore everything about YNAB. But it's not for everyone. And instead of simply NOT budgeting … [Read more...] about 5 YNAB Alternatives (2021): Cheaper (and Free) Budgeting Apps
Need to grab some cash real quick? Back in the day, you'd simply look for a nearby branch for your bank to grab some of that green! And if you couldn't find one, you'd pay an ATM fee to use another one. But according to Bankrate, ATM fees have risen to an astounding average of $4.72 per transaction! That's ridiculous, and I want to show you how to NEVER pay an ATM fee again. There … [Read more...] about Free ATM Near Me? 8 ATM Networks With No Fees (Allpoint, Money Pass, & More)
Update June 15: The Senate has not voted on the HEROES Act, and both the Senate and White House are instead writing up their own proposals. More details below. Two more proposals are taking shape, one from the Senate Republicans, and one from White House Advisers. Senate Proposal: Mitch McConnell is leading the charge on a phase 4 stimulus package, and says "it would be the last one." He … [Read more...] about Are Second Stimulus Checks Coming? – Latest Updates
Update August 25: No $1,200 Stimulus Checks, and now Congress is on recess until September 8th Well, it's almost September, and Congress is still on a gridlock on negotiating another Stimulus Bill. And that means the second round of stimulus checks are delayed....AGAIN. A second round of checks seems to keep getting pushed further and further down the priority list, as Congress is … [Read more...] about $1,200 Second Stimulus Checks Might Not Happen. Here’s Why.