I don't make enough money each month to pay all of my bills. "Then who are you to give us peeps on the internetz financial advice if you can't even pay your own bills?" Good question. Let me rewind a bit and talk a little about how we got here. Settings Goals Ever since my wife was a little girl, when asked what she wanted to be when she grew up, she would always say "I want to be a mom!" … [Read more...] about I Don’t Make Enough Money To Pay My Bills
Buying a Home (Part 2)
This is Part 2 of our story of buying a home. If you haven't already, hop on over to Part 1 to get caught up, and then delve into this nail-biter of a story that many have called "the best thing since the Sham-Wow!" (fake quote). Our First Offer When we put in our first offer, we were advised by one of Mrs. iHB's co-workers to write a personal letter to submit with the offer...you … [Read more...] about Buying a Home (Part 2)
Buying A Home (Part 1)
In a galaxy far, far away, there lived a frugal couple who yearned for home ownership. Mostly, they were sick of apartment life and wanted to paint their walls any other color besides "rental white" (which is a sort of dirty white that never looks clean). They were on a debt-killing rampage, annihilating any Federal Student Loan that lie in their path, but their priorities changed. They … [Read more...] about Buying A Home (Part 1)
Our Debt Payoff Story
For those of you who have been here for a while (by a while, I mean, you've at least read 1/2 of my About page), then you know I'm into budgets. I'm also a big advocate of getting yourself out of debt. To me, debt is just a big hole that people can dig themselves into, whether it's by credit cards, student loans or buying a new car. And while you're in that hole, you can't really go anywhere … [Read more...] about Our Debt Payoff Story
Budget Confessions (and action)
They say "confession" is good for the soul. And though I would tend to agree with this sentiment, just stopping at confession is kind of worthless. It's like saying sorry, but not changing your actions in any way and commiting the same offense day after day. So I would submit that confessions should be followed by action to change your ways. So I want to make this post an open forum to confess … [Read more...] about Budget Confessions (and action)
How to Save Money: By Budgeting in Spending Cash
I hope I haven't overstated the fact that budgets are awesome tools to help you get your money on track. And they are not as restrictive as people think they are. On the contrary, I've had much more freedom with my spending since I have been on a budget, and have still saved more money than I did when I was not on a budget. This is why I say all the time that you can SPEND MORE and SAVE MORE … [Read more...] about How to Save Money: By Budgeting in Spending Cash