In a galaxy far, far away, there lived a frugal couple who yearned for home ownership. Mostly, they were sick of apartment life and wanted to paint their walls any other color besides "rental white" (which is a sort of dirty white that never looks clean). They were on a debt-killing rampage, annihilating any Federal Student Loan that lie in their path, but their priorities changed. They … [Read more...] about Buying A Home (Part 1)
Our Debt Payoff Story
For those of you who have been here for a while (by a while, I mean, you've at least read 1/2 of my About page), then you know I'm into budgets. I'm also a big advocate of getting yourself out of debt. To me, debt is just a big hole that people can dig themselves into, whether it's by credit cards, student loans or buying a new car. And while you're in that hole, you can't really go anywhere … [Read more...] about Our Debt Payoff Story
Budget Confessions (and action)
They say "confession" is good for the soul. And though I would tend to agree with this sentiment, just stopping at confession is kind of worthless. It's like saying sorry, but not changing your actions in any way and commiting the same offense day after day. So I would submit that confessions should be followed by action to change your ways. So I want to make this post an open forum to confess … [Read more...] about Budget Confessions (and action)
How to Save Money: By Budgeting in Spending Cash
I hope I haven't overstated the fact that budgets are awesome tools to help you get your money on track. And they are not as restrictive as people think they are. On the contrary, I've had much more freedom with my spending since I have been on a budget, and have still saved more money than I did when I was not on a budget. This is why I say all the time that you can SPEND MORE and SAVE MORE … [Read more...] about How to Save Money: By Budgeting in Spending Cash
Budget Fridays: Submission 1
It's finally here. My first Budget Friday submission. For anyone wondering what this is all about, you can check out my original post and call to action here. Well, let's get right to it! Budget Background and Goals They have been going through the Budgeting Basics Series here on iHB, and tracked their income and expenses for the month of June. I asked a few questions about their … [Read more...] about Budget Fridays: Submission 1
5 Ways To Stop Wasting Money Today
One of the problems I've seen with getting on a budget and saving money is the fact that it seems to take a while to get started. You have to go through all of your spending and actually cut a few things. Well, you can start saving today with a few quick decisions. And the impact can be pretty big over time. Here are 5 ways you can stop wasting money today! Cut out your morning latte. It's … [Read more...] about 5 Ways To Stop Wasting Money Today