As I've been sifting through the blogosphere, I'm finding more and more that people are afraid of automobiles. And I get it. I used to be there. When I was 16 years old, I bought an old, crappy car for $1600 and it lasted less than a year. I didn't even know where the oil dipstick was in the engine bay. It wouldn't start after a while and I ended up selling it to a friend because I had inherited … [Read more...] about You Don’t Need a New Car
Hello Blogosphere! Mrs. iHB here. This post is for the more domestically inclined among us (or not, it will save you money to learn some of the arts of domesticity!) This kitchen tip has got to be the biggest money saving item in my food budget. We only get $300 a month for food and I try to feed our family as wholey and organically as possible. I believe that food is medicine and while it may … [Read more...] about Mrs. iHB: Saving Money in the Kitchen – Chicken
Dollar by dollar, I managed to unload over $100,000 in less than three years. I am pretty sure I kept a few retailers in business and helped pay for a few mall fast food employees' college tuition with the way I blew through my cash. Now, I did not earn any of this money, mind you. I actually received it in a lump sum at age 18. How Did I Get It? It's actually a sad story how I received the … [Read more...] about How I Blew Through $100,000 Before I Turned 21
Lately, when I decide to get up on time, I have been privileged to enjoy the amazingness that is riding the bus. Standing out on the corner in the rain while the bus running 5 minutes late reminds me that being frugal is sometimes a bummer. Saving $5 a day on gas looks like me spending almost an extra hour on travel per day and bearing the elements. The nice thing is, I am able to do some blogging … [Read more...] about Winning the Lottery: What Would YOU Buy?
Caution: Budgets Ahead! (Photo credit: 401K)Here on iHearBudgets, my goal is to help people see how awesome budgets really are and how they provide freedom to tell you money where to go. This site was born out of a passion of mine to help people get out of the day-to-day stress of living paycheck to paycheck and not seeing any progress in their finances. I love to talk personal finance and … [Read more...] about Budget Fridays
To say that I have made poor choices with my money is an understatement. When I look back at all the stupid things I decided to do with money it sometimes hurts. By the time I turned age 21 I had wasted over $100,000 in three short years. SICK! If you missed that, let me write that again for emphasis. I WASTED OVER $100,000 IN LESS THAN 3 YEARS BY THE TIME I TURNED 21 YEARS OLD! Now, I won't get … [Read more...] about Broke vs. Poor