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I’ve been getting some AWESOME reader emails lately. I posted on last week about what to do with some extra cash after being AMAZING at saving. We had super awesome reader feedback in the comments as well, and Laura even came back in the comments to address all the suggestions. Really cool!
Last week, I received another reader email asking about credit card bonus rewards. I’m sure you’ve seen all my posts about this stuff, but Jessica sent an email that I bet a lot of you would be interested in.
She wanted to take her family to Disney ON THE CHEAP. So I responded and showed her one of the many ways you can get to DisneyWorld on credit card rewards. Let me know what you think.
Get Me To Disney On Credit Card Points!
I just read your post on credit card churning and am very interested in doing something similar for a Disney vacation–any advice?
How To Get The Points For A Disney Trip!
For Disney, is really depends on how many are going, which Disney (Florida or California), and how long you want to go? For a typical family of four to Florida, let’s say, you would need 4 round-trip airline tickets, a hotel for 5 nights, and 4-day tickets to the Disney parks. Here’s what I might suggest:
(2) Marriott Bonvoy Boundless™ credit cards – For a limited time, they are offering a 100,000 point bonus after a $5,000 minimum spend within 3 months of opening the card. If you and a spouse open a card, this is 200,000 Marriott bonus points + 20,000 more points for spending $10,000 on them = 220,000 total points.
(2) Chase Sapphire Preferred® credit cards – For a limited time, this card is offering 60,000 bonus points each after a $4,000 minimum spend in 3 months of opening the card. If you and a spouse open a card, this is 120,000 Chase Ultimate Rewards bonus points + 8,000 more points for spending $8,000 on them = 128,000 total points.
(2) Southwest Rapid Rewards® Premier cards For a limited time, this card is offering 40,000 bonus miles each after a $1,000 minimum spend in 3 months of opening the card. If you and a spouse open a card, this is 80,000 bonus points + 2,000 more points for spending $2,000 on them = 82,000 total miles.
How To Use Points For A Free Disney Trip
Disney Swan (or Dolphin) hotel (near Epcot Center) = 50,000 points a night (Peak – 60k per night / Off-peak – 40k per night). With the Marriott Bonvoy Boundless™ cards, you’d have 220,000 points, enough for 5 nights. Because when you book 4 nights on points, the 5th night is free!
$1,280 Cash = 128,000 Chase Ultimate Reward Points using the Chase Sapphire Preferred® cards. This should help buy tickets for 4 days, though Disney is CRAZY expensive, the best prices are on Undercover Tourist (certified Disney reseller). At last look, it’s about $1,330 for (2) Adult and (2) kids 4-day park hopper passes on there.
Free flights = Using the Southwest Rapid Rewards® Premier cards, you should get 2 free flights per bonus (Wanna Get Away fares under 20k miles each)). If you and a spouse get 1 card each, that’s 4 free flights. If you have more kids….may need to pay out of pocket for the rest…..but 4 free flights is AMAZING!
Phew! I know that’s a lot of info, but it should save you a few grand or more on your vacation. The hardest thing would be hitting the minimum spending on these cards.
I would space it out. I usually get myself 2 cards every 3 months to help with this, and put EVERYTHING on the cards (bills, utilities, all spending, etc.). Then I get my wife 2 cards, wash, rinse, repeat. If you space them out over a year, you should be good to go!
So basically you get one of each card, your husband (or boyfriend, or friend) gets one of each card, and you should have enough to cover everything I listed above.
Hope that helps, definitely let me know if you have any further questions J
Happy to help!
After I sent this mail, though I found another sweet deal that might even be a better option here. Check it out:
Get Started Today
I’ve been to DisneyWorld twice on credit card rewards now…..and Disneyland once.
This stuff REALLY works.
If you want to get started and book your own trip to Disney for Free, please reach out to me HERE
For those who want to enjoy free travel and start getting the bonuses now, you can read up on my favorite credit cards HERE.