This post is sponsored by SAVVI Financial. You can find more details on their financial planning app here. All reviews and opinions expressed in this post are 100% our own. Putting together a COMPLETE financial plan can be a daunting task. I mean, if putting together a simple monthly budget scares people, how about planning for retirement?! ~ head explodes ~ I recently test-drove a … [Read more...] about SAVVI Financial Review: A research-backed financial planning app
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How To Calculate Your Liquid Net Worth Quickly
One of the most important numbers you can track is your Net Worth. It's probably the best gauge of whether you are making positive or negative decisions with your money. I personally use Personal Capital to track mine, but you can also use a simple spreadsheet to put it together as well. The basic formula is: ASSETS (what you own) - LIABILITIES (what you owe) = Net Worth The BIG … [Read more...] about How To Calculate Your Liquid Net Worth Quickly
Why You Should Have (At Least!) 3 Savings Accounts
I love budgets, but the budget is simply a tool to help you save more money! The whole point of tracking your spending, lowering your expenses or finding extra income is to help you increase the amount of money you can save every month! But where do you save that extra money? And what is it for? I want to show you my personal savings account strategy, and why I have multiple savings … [Read more...] about Why You Should Have (At Least!) 3 Savings Accounts
Free ATM Near Me? 8 ATM Networks With No Fees (Allpoint, Money Pass, & More)
Need to grab some cash real quick? Back in the day, you'd simply look for a nearby branch for your bank to grab some of that green! And if you couldn't find one, you'd pay an ATM fee to use another one. But according to Bankrate, ATM fees have risen to an astounding average of $4.72 per transaction! That's ridiculous, and I want to show you how to NEVER pay an ATM fee again. There … [Read more...] about Free ATM Near Me? 8 ATM Networks With No Fees (Allpoint, Money Pass, & More)
8 Best Life Insurance Companies 2020 (Get Quotes Online!)
Let's talk about the NOT sexiest part of personal finance: Life Insurance! For real, nothing brings down the mood more than starting conversations like "so….if I died…." But it is an important part of having a complete financial plan, and luckily, getting life insurance has NEVER been easier! In my opinion, I choose Term Life Insurance, because it can be a more cost efficient option … [Read more...] about 8 Best Life Insurance Companies 2020 (Get Quotes Online!)
6 Best Money Market Accounts (May 2020)
Finding the best place to stash your cash is always a challenge. There are hundreds (thousands?) of banks and savings accounts to choose from! There are different reasons for each type of account, and for me, Money Markets are the PERFECT PLACE to stash your Emergency Fund. In fact, we personally put our Emergency Fund in a Money Market account. The money is accessible, but can't be spent … [Read more...] about 6 Best Money Market Accounts (May 2020)