Let's talk about the NOT sexiest part of personal finance: Life Insurance! For real, nothing brings down the mood more than starting conversations like "so….if I died…." But it is an important part of having a complete financial plan, and luckily, getting life insurance has NEVER been easier! In my opinion, I choose Term Life Insurance, because it can be a more cost efficient option … [Read more...] about 8 Best Life Insurance Companies 2020 (Get Quotes Online!)
Finding the best place to stash your cash is always a challenge. There are hundreds (thousands?) of banks and savings accounts to choose from! There are different reasons for each type of account, and for me, Money Markets are the PERFECT PLACE to stash your Emergency Fund. In fact, we personally put our Emergency Fund in a Money Market account. The money is accessible, but can't be spent … [Read more...] about 6 Best Money Market Accounts (May 2020)
Have you ever looked at how much interest you are earning in your savings account? According to the FDIC1, the national average savings account interest rate is a TINY 0.07% Lame. Many online banks have popped up over the past decade, and they are offering some incredible rates, up to 20x more than the average savings account interest rate. I've compiled a list of the top high-yield … [Read more...] about 9 Best High Yield Savings Accounts (June 2020)
They hype. The hysteria. The holidays. Yes. We’re right in the thick of it. ‘Tis the season to hook a drain tube up to your wallet and watch your cash flow disappear faster than a Kardashian marriage. But, it’s ok, because it’s all in the name of “SAVING MONEY.” LET’S BE HONEST, SHALL WE? Spending more than we can afford is very American, is it not? From borrowing to buy a new … [Read more...] about 7 Simple Tips To Control Your Holiday Spending
As someone who loves getting a great deal, I'm always on the lookout for ways to save more money! That's why I mostly shop online, because the prices are almost always more competitive (Amazon, take my money!). In fact, 96% of us shop online, and for millennials, 67% of ALL shopping purchases happen online! Wouldn't it be nice to get paid for all that shopping? Ebates (now Rakuten) … [Read more...] about Rakuten / Ebates Review : Can You Really Earn Cash Back?
You planned ahead. You wrote it all down. You finally started a budget! Your financial hopes and dreams were about the come true! But 1 week later… You lift your budget high in the air and rip it into a MILLION pieces…because "this budget doesn't work!" Sound familiar? It. Is. FRUSTRATING! Today I want to show you that not only can you stick to your budget, but you can do … [Read more...] about Simple Budgeting Tips For Beginners: How To Stick To Your Budget