If you subscribe to my blog today, you will SAVE 95% on EXCLUSIVE EMAILS from ME. Why pay nothing when you can be part of the elite club and SAVE ALMOST 100% of the cost of reading this to stay in touch with iHeartBudgets and their AMAZING ARTICLES!!!! But wait, THERE'S MORE! If you subscribe now AND follow me on Twitter and Facebook, you can SAVE NEARLY 300% on the cost of reading this blog. You … [Read more...] about Breaking the “Saving Money” Myth
Isn't personal finance exciting? I know, I know, it really is, and sometimes I can hardly contain myself. On Friday, I wrote a fun little piece called "Question Of The Week: Should I Pay Down My Student Loans ?", and I got some great responses and answers from my awesome readers. As I was responding to the various comments and suggestion, I saw a common thread weave throughout, which was to … [Read more...] about Is My Emergency Fund Too Big?
As the New Year approaches, we all look ahead and see a blank slate. No matter what happened in 2012, we know that we're going to accomplish EVERYTHING in 2013. We've got big plans, big dreams, and the future looks so bright we need some flippin' sweet shades! And as the year rolls around, we step out the front door, ready to take on the world. The only problem is…..we forgot to put on … [Read more...] about 5 Reasons To Start A Budget For 2013
When I talk to people about saving money, the conversation always goes one of two ways. One; The person is not saving money at all and gives me a list of reasons why they can't save any money. Two; The person is saving some money from every paycheck, using the "pay yourself first" method (which is awesome, by the way), but when I ask what they are saving for, they give me a blank stare and say … [Read more...] about Give Your Money an Identity
Welcome back to the budgeting basics series. Today we are going to get your budget set up.We will set goals by starting at the end and reverse engineering them to make them attainable. So far, you have put together a priorities list to help guide where your money should go and you have tracked your income and expenses so you can see where your money has been going. Now we can start putting the two … [Read more...] about Budgeting Basics (Part 3): Setting Up Your Budget and Reverse Engineering Your Goals
What a wonderful weekend we had. Sun was out, birds were singing and our water heater stopped working….wait. WHAT?! Yup, it finally happened. Owning a home had finally caught up to us and we were about to fork out some serious dough to get our precious hot water back. People had warned us about the "true" cost of home ownership. Many people said homes are a burden compared to renting … [Read more...] about EMERGENCY! Or Just Minor Inconvenience?