Having received thousands of responses to my iHB survey (you can take this survey after signing up for my newsletter), one question that pops up often is: "What should I do with my money?" These people have started to take back control of their money, gotten on a Budget, and want to put a financial plan in place for their hard-earned dollars. This is the same question I asked myself 12 … [Read more...] about The 4 Step Financial Plan That Works
Pay Off Debt
There is nothing more depressing in your financial life than staring at a credit card balance that you CANNOT pay off. If you have ever felt STUCK, with no way out, you are not alone. This is a crushing weight that has 1 in 11 Americans stating they feel they will "never be free from credit card debt." (1) BUT THERE IS A WAY. Today we're going to solve the problem, get you on a plan to … [Read more...] about Pay Off Credit Card Debt For Good: A Complete Guide
I believe that car payments are single-handedly keeping the middle class BROKE. If you have a car payment, PLEASE read below, even if only the MATH part (it might make you sick….). You are losing more money than you know, and something needs to change. Car Payments Are Bad, Here's The Math According to Experian, in June 2018 the average car loan amount was $31,455, and the … [Read more...] about Destroy Your Car Payment (And Never Borrow Again!)
I receive comments on my blog everyday. Some are happy, some are angry, and some just hit my heart like a ton of bricks. Today, I received one of those comments. A reader came across our story of how we survived on $14 an hour. In that post, we break down the exact budget we used to live on $14 an hour during our first year of marriage. It was a tight budget, but we made the most of it, … [Read more...] about “I Can’t Even Afford To Eat”
Debt. Everyone seems to have it. It's almost a familiar friend at this point. Except it's the kind of friend who borrows your sweater and never gives it back. And then comes over and eats your leftovers without asking. And after borrowing your car for a week, returns it with a dent on the front bumper…AND DOESN'T EVEN MENTION IT! Yes, debt is a burden and a problem that nearly everyone has … [Read more...] about Want To Get Out Of Debt? Start Here
Disclaimer: Credit cards can be a dangerous tool that helps dig you into massive debt at a high interest rate. I NEVER recommend anyone using the below strategies who has been in massive credit card debt AND who is NOT on a budget plan. It took us 3 years running a cash-only budget before we could dip our toes into credit cards, and I recommend anyone starting out take at least 1 YEAR on a … [Read more...] about Paying Off Student Loans With Credit Card Rewards!