One of the problems I've seen with getting on a budget and saving money is the fact that it seems to take a while to get started. You have to go through all of your spending and actually cut a few things. Well, you can start saving today with a few quick decisions. And the impact can be pretty big over time. Here are 5 ways you can stop wasting money today! Cut out your morning latte. It's … [Read more...] about 5 Ways To Stop Wasting Money Today
As I've been sifting through the blogosphere, I'm finding more and more that people are afraid of automobiles. And I get it. I used to be there. When I was 16 years old, I bought an old, crappy car for $1600 and it lasted less than a year. I didn't even know where the oil dipstick was in the engine bay. It wouldn't start after a while and I ended up selling it to a friend because I had inherited … [Read more...] about You Don’t Need a New Car
Dollar by dollar, I managed to unload over $100,000 in less than three years. I am pretty sure I kept a few retailers in business and helped pay for a few mall fast food employees' college tuition with the way I blew through my cash. Now, I did not earn any of this money, mind you. I actually received it in a lump sum at age 18. How Did I Get It? It's actually a sad story how I received the … [Read more...] about How I Blew Through $100,000 Before I Turned 21
Lately, when I decide to get up on time, I have been privileged to enjoy the amazingness that is riding the bus. Standing out on the corner in the rain while the bus running 5 minutes late reminds me that being frugal is sometimes a bummer. Saving $5 a day on gas looks like me spending almost an extra hour on travel per day and bearing the elements. The nice thing is, I am able to do some blogging … [Read more...] about Winning the Lottery: What Would YOU Buy?
To say that I have made poor choices with my money is an understatement. When I look back at all the stupid things I decided to do with money it sometimes hurts. By the time I turned age 21 I had wasted over $100,000 in three short years. SICK! If you missed that, let me write that again for emphasis. I WASTED OVER $100,000 IN LESS THAN 3 YEARS BY THE TIME I TURNED 21 YEARS OLD! Now, I won't get … [Read more...] about Broke vs. Poor
Welcome back to the budgeting basics series! Last week, we talked about creating a priorities list to use as a filter for where your money should go. I ended the post by suggesting that you should write down your income and expenses to see where you money is going and to compare that with your priorities. I realize that this is no small task, especially for someone who has not ever put together a … [Read more...] about Budgeting Basics (Part 2): Tracking Your Income and Expenses