Remember when I told everyone why we weren't refinancing our mortgage? And then I ate my words by posting about our upcoming mortgage refinance? Well, good news, ladies and gents! Our mortgage refinance has finally closed, and there were NO ISSUES! Yes, really, it was as smooth as the other side of the pillow (wait, what's the saying again?). Either way, it was awesome, and now we're saving $200 a … [Read more...] about Mortgage Refinance Completed!
Financial temptations are everywhere. Don't believe me? Just flip on your TV for more than 15 seconds. Heck, even if a commercial is not on, product placement is all over your favorite show, even if you don't notice (though lately, it's blaringly obvious to the point where Michelle and like look at each other, roll our eyes in disgust, and even chuckle a bit at how over the top it is. I mean, … [Read more...] about How To Kill Financial Temptations
The latte factor. If you haven't heard of it, it's essentially this: Save your $4 a day that you spend on lattes and put it into a retirement savings account to become a millionaire after 30+ years. Or something like that. Actually, after using an investing calculator, you'd probably end up at about $180,000 or so. Either way, the plan is; stop buying lattes, retire rich. You get the idea. How … [Read more...] about How The Latte Factor Works In Real Life
As I've been sifting through the blogosphere, I'm finding more and more that people are afraid of automobiles. And I get it. I used to be there. When I was 16 years old, I bought an old, crappy car for $1600 and it lasted less than a year. I didn't even know where the oil dipstick was in the engine bay. It wouldn't start after a while and I ended up selling it to a friend because I had inherited … [Read more...] about You Don’t Need a New Car